Prices as of 2026/10/30 close
Company comparison · Regional & Mid-Tier Banks
FFG is the largest by revenue at ¥621.2B, followed by Chiba Bank (¥445.0B), Shizuoka FG (¥438.5B) and Aozora (¥242.3B).
Chiba Bank has the highest operating margin at 31.2%, 20.0 points above the lowest, Aozora (11.2%).
Revenue growth in the latest results: FFG +36.3%, Shizuoka FG +28.5%, Chiba Bank +22.8%, Aozora +4.7%. For next year, Aozora guides for the fastest operating profit growth (+36.1%).
Aozora pays the most on average (¥9.07M), ¥1.90M more than FFG (¥7.17M).
Over the past year the shares moved Chiba Bank +68.6%, FFG +57.0%, Shizuoka FG +49.9%, Aozora +38.1%.
Head-to-head wins14 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
Chiba Bank aheadFFG 1 : Chiba Bank 2 : Shizuoka FG 0 : Aozora 0
Revenue: FFG ¥621.2B / Chiba Bank ¥445.0B / Shizuoka FG ¥438.5B / Aozora ¥242.3B
ProfitabilityInvestors
Chiba Bank aheadFFG 1 : Chiba Bank 2 : Shizuoka FG 0 : Aozora 0
Operating margin: FFG 19.4% / Chiba Bank 31.2% / Shizuoka FG 29.7% / Aozora 11.2%
GrowthInvestors
EvenFFG 2 : Chiba Bank 0 : Shizuoka FG 0 : Aozora 2
Revenue growth (YoY): FFG +36.3% / Chiba Bank +22.8% / Shizuoka FG +28.5% / Aozora +4.7%
Stock & balance sheetInvestors
EvenFFG 0 : Chiba Bank 1 : Shizuoka FG 0 : Aozora 1
Share price, 1 year: FFG +57.0% / Chiba Bank +68.6% / Shizuoka FG +49.9% / Aozora +38.1%
Pay & workforceJob seekers
EvenFFG 0 : Chiba Bank 0 : Shizuoka FG 1 : Aozora 1
Average salary: FFG ¥7.17M / Chiba Bank ¥8.37M / Aozora ¥9.07M
| Metric | FFG | Chiba Bank | Shizuoka FG | Aozora |
|---|---|---|---|---|
| Revenue | ◎¥621.2B | ¥445.0B | ¥438.5B | ¥242.3B |
| Operating profit | ¥120.6B | ◎¥138.8B | ¥130.3B | ¥27.2B |
| Net income | ¥85.4B | ◎¥94.1B | ¥90.5B | ¥25.7B |
| Metric | FFG | Chiba Bank | Shizuoka FG | Aozora |
|---|---|---|---|---|
| Operating margin | 19.4% | ◎31.2% | 29.7% | 11.2% |
| Net margin | 13.8% | ◎21.1% | 20.6% | 10.6% |
| Revenue per employee | ◎¥2.0B | ¥115M | — | ¥125M |
| Metric | FFG | Chiba Bank | Shizuoka FG | Aozora |
|---|---|---|---|---|
| Revenue growth (YoY) | ◎+36.3% | +22.8% | +28.5% | +4.7% |
| Operating profit growth (YoY) | +16.4% | +29.1% | +27.7% | ◎+54.8% |
| Revenue CAGRlast 5 years | ◎+17.7% | +13.8% | — | +9.2% |
| Guidance: op. profit growthnext FY plan | +24.0% | +11.2% | +16.7% | ◎+36.1% |
| Metric | FFG | Chiba Bank | Shizuoka FG | Aozora |
|---|---|---|---|---|
| Share price, 1 year | +57.0% | ◎+68.6% | +49.9% | +38.1% |
| Share price, 3 months | −5.0% | −4.0% | −3.1% | ◎−1.1% |
| Share price (close) | ¥6,955 | ¥2,504 | ¥3,062 | ¥3,015 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | FFG | Chiba Bank | Shizuoka FG | Aozora |
|---|---|---|---|---|
| Average salary | ¥7.17M | ¥8.37M | — | ◎¥9.07M |
| Starting salary (monthly) | — | ◎¥280,000 | ◎¥280,000 | ¥273,000 |
| Average tenure | 11.1 yrs | 14.4 yrs | ◎16.8 yrs | 16.5 yrs |
| Average age | 38.3 | 38.3 | 39.3 | 44.5 |
| Employees | 318 | 3,873 | 21 | 1,936 |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥6,955+57.0% (1Y)
FFG +57.0% over 1Y. Compared: Chiba Bank +68.6%, Shizuoka FG +49.9%, Aozora +38.1%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
FFG1 segments
Chiba Bank1 segments
Shizuoka FG2 segments
Aozora4 segments
AAverage annual salary from the securities filings: Aozora ¥9.07M, Chiba Bank ¥8.37M, FFG ¥7.17M. Aozora pays the most. Averages also depend on staff age and job mix, so check the average age too (FFG 38.3, Chiba Bank 38.3, Shizuoka FG 39.3, Aozora 44.5).
ARevenue in the latest results: FFG ¥621.2B, Chiba Bank ¥445.0B, Shizuoka FG ¥438.5B, Aozora ¥242.3B. FFG is the largest by revenue at ¥621.2B, followed by Chiba Bank (¥445.0B), Shizuoka FG (¥438.5B) and Aozora (¥242.3B).
AOperating margins: Chiba Bank 31.2%, Shizuoka FG 29.7%, FFG 19.4%, Aozora 11.2%. Chiba Bank turns the highest share of sales into operating profit.
AShare price change over the past year (closing prices, for reference): Chiba Bank +68.6%, FFG +57.0%, Shizuoka FG +49.9%, Aozora +38.1%. Chiba Bank has risen the most.
Comparing 4 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.
