Industries›49 companies · latest full-year results
Mega banks and regional banks providing deposit, lending, and payment services
The 49 banking companies we cover had combined revenue of ¥51.3T (+8.3% year over year) and operating profit of ¥8.8T, an industry-wide operating margin of 17.1%.
MUFG leads on revenue (¥14.6T, a 28.5% share), and the top three hold 67% of industry sales. 12 grew both revenue and operating profit; 0 saw both fall.
Yokohama FG has the highest operating margin (31.6%); average pay across the industry is ¥8.32M, highest at SuMi TRUST (¥13.5M).







Industry total
Banking · 49 companies
YoY compares companies with prior-year figures
StockShares are +67.8% over a year, ahead of the all-industry average (+14.9%) — #1 of 53 industries. Over the last month: −12.8%, −10.1pt against the market.Details
GuidanceCompany plans for FY2027 (34 companies combined): revenue +7.2%, operating profit +23.5%. Planned profit growth is above the all-industry plan (+13.0%).Details
Revisions6 raised and 0 cut this year's forecast. The biggest revision: Chugin FG (revenue +31.9%).Details
Latest resultsYear to date through Q1, 23 companies combined: revenue +28.2%, operating profit +40.9% year over year. 13 are ahead of an even pace toward their full-year plan, 0 behind.Details
Disclosures18 TSE filings in the last 90 days (guidance revisions 3, dividends 2, M&A and restructuring 2).Details
Earnings dates46 companies report within 30 days, starting with SBI Shinsei on Nov 2 and Seven Bank on Nov 6.Details
None
| Company | Op. profit (last FY) | This year's plan | Plan change | Revision | Progress (Q3 cumulative) |
|---|---|---|---|---|---|
![]() | - | ¥720.0B | - | - | 77% |
| ¥120.6B | ¥149.5B | +24.0% | Unchanged | 28% | |
| ¥155.0B | ¥191.5B | +23.5% | Unchanged | 24% | |
| ¥138.8B | ¥154.3B | +11.2% | Unchanged | 27% | |
![]() | ¥115.7B | ¥153.5B | +32.7% | Up +10.4% | 32% |
![]() | ¥130.3B | ¥167.0B | +28.2% | Up +9.9% | 28% |
![]() | - | ¥76.6B | - | Unchanged | - |
| - | ¥89.0B | - | - | 36% | |
![]() | - | ¥111.0B | - | Unchanged | 31% |
![]() | - | ¥95.0B | - | - | 27% |
![]() | - | ¥78.0B | - | - | 32% |
![]() | - | - | - | Up +9.1% | - |
![]() | - | ¥74.5B | - | - | 27% |
![]() | - | - | - | Up +31.9% | - |
![]() | - | ¥69.0B | - | - | 32% |
Plans are each company's forecast for the current year from its earnings release. Plan change compares with last year's results; revisions compare the latest forecast with the first one given for the year. Progress is cumulative operating profit ÷ the full-year plan, against an even pace of 25% after Q1, 50% after Q2 and 75% after Q3 (a rough guide for seasonal businesses).
| Change | 1M | 3M | 1Y |
|---|---|---|---|
| Banking | −12.8% | +0.6% | +67.8% |
| All industries | −2.7% | −0.9% | +14.9% |
| vs. market | −10.1pt | +1.5pt | +52.9pt |
Rank among industries:3M #22/531Y #1/53
Industry returns are an equal-weighted (geometric) average of member companies. Prices are split-adjusted closes for reference, not real-time.
Totals for the 11 covered companies with full-year results for every year from FY2022 to FY2026. The set is fixed, so adding or removing coverage doesn't move the figures.


















Average salary is the reporting entity's figure (often a holding company) from its annual securities report. Holding companies with fewer than 50 staff are excluded.
| Company | Revenue | YoY | Operating profit | Margin | Share | Average salary | Average age | Employees |
|---|---|---|---|---|---|---|---|---|
1![]() | ¥14.6T | +7.3% | ¥3.4T | 23.3% | 28.5% | ¥11.7M | 40.3 | 3,637 |
2![]() | ¥10.8T | +6.1% | ¥2.3T | 21.3% | 21.0% | ¥11.3M | 39.4 | 1,545 |
3![]() | ¥9.1T | +0.6% | ¥1.6T | 17.3% | 17.7% | ¥11.7M | 42.5 | 2,867 |
4![]() | ¥3.0T | +2.1% | ¥401.5B | 13.5% | 5.8% | ¥13.5M | 48.9 | 273 |
5![]() | ¥2.5T | −4.8% | - | - | 4.9% | ¥7.16M | 45.6 | 10,952 |
6![]() | ¥1.4T | +21.5% | ¥390.9B | 28.8% | 2.6% | ¥9.07M | 45.1 | 2,105 |
7![]() | ¥774.1B | +26.1% | - | - | 1.5% | ¥8.56M | 42.7 | 2,419 |
| 8 | ¥621.2B | +36.3% | ¥120.6B | 19.4% | 1.2% | ¥7.17M | 38.3 | 318 |
| 9 | ¥490.7B | +22.9% | ¥155.0B | 31.6% | 1.0% | - | 38.5 | 5 |
| 10 | ¥445.0B | +22.8% | ¥138.8B | 31.2% | 0.9% | ¥8.37M | 38.3 | 3,873 |
11![]() | ¥443.3B | +23.0% | ¥115.7B | 26.1% | 0.9% | - | 47.8 | 13 |
12![]() | ¥438.5B | +28.5% | ¥130.3B | 29.7% | 0.9% | - | 39.3 | 21 |
13![]() | ¥366.7B | +119% | - | - | 0.7% | ¥8.41M | 42.9 | 271 |
14![]() | ¥305.4B | +20.1% | - | - | 0.6% | ¥8.08M | 42.1 | 3,773 |
| 15 | ¥277.5B | +32.0% | - | - | 0.5% | ¥9.90M | 46.2 | 251 |
16![]() | ¥266.1B | +14.8% | - | - | 0.5% | ¥9.87M | 41.5 | 246 |
17![]() | ¥265.0B | +20.2% | - | - | 0.5% | ¥8.20M | 41.5 | 2,650 |
18![]() | ¥263.3B | +4.7% | - | - | 0.5% | ¥10.0M | 44.8 | 83 |
| 19 | ¥261.9B | +22.7% | - | - | 0.5% | ¥8.37M | 45.1 | 529 |
20![]() | ¥260.3B | +33.7% | - | - | 0.5% | - | 45.3 | 13 |
21![]() | ¥255.6B | +38.4% | - | - | 0.5% | ¥7.07M | 37.4 | 987 |
22![]() | ¥251.2B | +24.8% | - | - | 0.5% | - | 50.4 | 15 |
23![]() | ¥249.1B | +17.6% | - | - | 0.5% | - | 40.7 | 47 |
24![]() | ¥246.9B | +25.7% | - | - | 0.5% | - | 46.6 | 7 |
25![]() | ¥242.3B | +4.7% | ¥27.2B | 11.2% | 0.5% | ¥9.07M | 44.5 | 1,936 |
26![]() | ¥235.9B | +56.6% | - | - | 0.5% | ¥7.40M | 42.8 | 2,391 |
27![]() | ¥220.0B | +2.6% | ¥30.2B | 13.7% | 0.4% | ¥6.95M | 41.2 | 703 |
28![]() | ¥211.2B | +23.1% | - | - | 0.4% | ¥7.73M | 39.0 | 2,190 |
29![]() | ¥199.3B | +23.8% | - | - | 0.4% | ¥8.85M | 44.8 | 95 |
30![]() | ¥176.6B | +34.4% | - | - | 0.3% | ¥6.81M | 39.2 | 2,324 |
| 31 | ¥169.1B | +24.0% | - | - | 0.3% | ¥10.6M | 44.9 | 176 |
32![]() | ¥167.1B | +86.5% | - | - | 0.3% | ¥9.30M | 46.1 | 107 |
33![]() | ¥167.1B | +23.4% | - | - | 0.3% | ¥7.52M | 40.9 | 1,720 |
34![]() | ¥162.4B | +30.4% | - | - | 0.3% | ¥7.76M | 40.9 | 2,193 |
35![]() | ¥159.1B | +19.5% | - | - | 0.3% | ¥7.32M | 37.7 | 1,936 |
| 36 | ¥125.1B | +23.9% | - | - | 0.2% | ¥10.7M | 47.2 | 164 |
37![]() | ¥124.5B | +21.1% | - | - | 0.2% | ¥6.63M | 41.0 | 1,687 |
| 38 | ¥115.7B | +12.2% | - | - | 0.2% | ¥7.21M | 39.1 | 2,169 |
39![]() | ¥114.9B | +16.4% | - | - | 0.2% | ¥6.05M | 37.7 | 2,125 |
40![]() | ¥109.9B | +20.6% | - | - | 0.2% | ¥7.97M | 45.2 | 1,169 |
41![]() | ¥108.6B | +20.6% | - | - | 0.2% | ¥7.21M | 41.3 | 1,872 |
42![]() | ¥105.7B | +25.6% | - | - | 0.2% | ¥7.08M | 40.3 | 1,908 |
43![]() | ¥95.4B | +20.7% | - | - | 0.2% | ¥7.38M | 43.0 | 1,317 |
44![]() | ¥92.5B | +31.3% | - | - | 0.2% | ¥6.98M | 41.5 | 1,856 |
45![]() | ¥86.1B | +42.3% | - | - | 0.2% | ¥6.74M | 38.7 | 1,604 |
46![]() | ¥80.3B | +16.1% | - | - | 0.2% | ¥6.39M | 39.4 | 1,407 |
| 47 | ¥70.4B | +19.8% | - | - | 0.1% | ¥7.51M | 44.9 | 132 |
48![]() | ¥68.9B | +21.0% | - | - | 0.1% | ¥6.81M | 40.0 | 1,225 |
49![]() | ¥53.1B | +9.6% | - | - | 0.1% | ¥6.86M | 39.8 | 607 |
| Industry total / average | ¥51.3T | +8.3% | ¥8.8T | 17.1% | 100% | ¥8.32M | 42.3 | 71,913 |
Revenue and operating profit are from each company's latest full-year results. Green margins are at or above the industry margin. Financial institutions may not report operating profit.

















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