CCI Group: Lifts FY2027 net profit forecast to ¥19bn, dividend to ¥35
CCI Group raised its fiscal 2027 net profit forecast to ¥19 billion and lifted its annual dividend by ¥5 to ¥35. First-half net profit beat forecast, while the full-year ordinary profit outlook stayed at ¥26.5 billion.
Key facts
- Full-year net profit
- Raised to ¥19bn
- Earnings per share
- ¥85.88
- Interim net profit
- ¥13.67bn
- Annual dividend
- ¥35, up ¥5 from previous forecast
- Payout ratio
- Forecast at 40.6%
First-half net profit beats forecast by 51.88%
CCI Group's consolidated results for the first half of fiscal 2027 exceeded forecasts announced in April 2026 for ordinary income, ordinary profit and net profit attributable to owners of the parent. Higher interest rates boosted earnings, with first-half net profit 51.88% above forecast.
| First half of fiscal 2027 | Forecast | Actual |
|---|---|---|
| Ordinary income (¥100m) | 536.78 | 712.56 |
| Ordinary profit (¥100m) | 140.00 | 153.42 |
| Interim net profit (¥100m) | 90.00 | 136.70 |
CCI Group attributed the difference to increased funding profit at consolidated subsidiary Hokuriku Bank, as well as a lower effective tax burden due to tax-effect accounting. The first-half figures are compared with the company’s forecast; the disclosure does not provide a comparison with the year-earlier period.
Full-year net profit forecast raised to ¥19bn
CCI Group raised its full-year forecast for net profit attributable to owners of the parent to ¥19 billion from ¥17 billion. The ordinary profit forecast remains unchanged at ¥26.5 billion. In the previous fiscal year, net profit was ¥12.632 billion and ordinary profit was ¥19.756 billion.
| Fiscal 2027 | Previous forecast | New forecast | Previous-year actual |
|---|---|---|---|
| Ordinary profit (¥100m) | 265.00 | 265.00 | 197.56 |
| Net profit attributable to owners of the parent (¥100m) | 170.00 | 190.00 | 126.32 |
| Earnings per share (¥) | 76.15 | 85.88 | 55.98 |
- Reason for upgrade: Hokuriku Bank is expected to increase funding profit, supported by higher interest rates and other factors.
- Factor supporting net profit: CCI Group expects a lower effective tax burden due to tax-effect accounting.
The full-year net profit forecast was revised up 11.7%. Ordinary profit is expected to exceed the previous year's result, but the forecast was not changed in this revision. CCI Group said its forecasts are based on information available at the time of the announcement and actual results may change due to future factors.
Annual dividend set at ¥35, with payout ratio forecast at 40.6%
Following the earnings forecast revision, CCI Group raised its annual dividend forecast for fiscal 2027 to ¥35 from ¥30. The forecast for the year-end dividend increased to ¥20 from ¥15, reflecting the company’s policy of targeting a payout ratio of around 40%. The higher net profit forecast is also being reflected in shareholder returns.
| Dividend per share | Previous forecast | New forecast | Previous-year actual |
|---|---|---|---|
| Second-quarter end (¥) | 15.00 | 15.00 | 11.00 |
| Year-end (¥) | 15.00 | 20.00 | 12.00 |
| Annual total (¥) | 30.00 | 35.00 | 23.00 |
The previous-year actuals reflect the 1-for-10 stock split effective Oct. 1, 2025. The new annual dividend forecast is above the previous-year actual, and the consolidated full-year payout ratio is expected to be 40.6%. CCI Group has noted that its earnings forecast may change, making both the realization of profits and the company’s dividend policy points to watch.
Share price around the disclosure
Close on disclosure (Oct 30, 2026)
¥1,130
Latest close (Oct 30, 2026)
¥1,130
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Updated Oct 30, 2026.
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The Banking industry now
49 companiesCCI Group is one of 49 Banking companies we cover, #32 by revenue. Here is how the industry’s shares and company plans look:
- Industry shares, 1 year
- +67.8%All industries +14.9%
- Op. profit plan, this FY
- +23.5%All industries +13.0%
- Forecasts raised
- 6cut 0
- Industry op. margin
- 17.1%
- CCI Group+71.5%
- Banking (average)+67.8%
- All industries+14.9%
- Latest resultsYear to date through Q1, 23 companies combined: revenue +28.2%, operating profit +40.9% year over year. 13 are ahead of an even pace toward their full-year plan, 0 behind.
- Revisions6 raised and 0 cut this year's forecast. The biggest revision: Chugin FG (revenue +31.9%).
Tags#CCI Group#Earnings forecast revision#Dividend increase#Hokuriku Bank#Banking#Higher interest rates#Shareholder returns
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The key point is that CCI Group raised its net profit forecast while leaving its full-year ordinary profit outlook unchanged. First-half results benefited from increased funding profit and a lower tax burden, so the upgrade may not reflect stronger underlying earnings alone. The ¥35 annual dividend and forecast 40.6% payout ratio signal a commitment to shareholder returns, but investors will want to assess how interest-rate changes and tax effects influence the sustainability of earnings.
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