Prices as of 2026/10/30 close
Company comparison · Okinawa & Kyushu Regional Banks
Kyushu FG is the bigger company, with revenue of ¥263.3B — 3.3x Ryugin's ¥80.3B.
Revenue growth in the latest results: Ryugin +16.1%, Kyushu FG +4.7%.
Kyushu FG pays more on average — ¥10.0M against ¥6.39M at Ryugin.
Over the past year the shares moved Ryugin +87.3%, Kyushu FG +76.2%.
Head-to-head wins12 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
Kyushu FG aheadKyushu FG 2 : Ryugin 0
Revenue: Kyushu FG ¥263.3B / Ryugin ¥80.3B
ProfitabilityInvestors
Kyushu FG aheadKyushu FG 2 : Ryugin 1
Net margin: Kyushu FG 14.3% / Ryugin 11.3%
GrowthInvestors
Ryugin aheadKyushu FG 0 : Ryugin 1
Revenue growth (YoY): Kyushu FG +4.7% / Ryugin +16.1%
Stock & balance sheetInvestors
Kyushu FG aheadKyushu FG 2 : Ryugin 1
Share price, 1 year: Kyushu FG +76.2% / Ryugin +87.3%
Pay & workforceJob seekers
Kyushu FG aheadKyushu FG 3 : Ryugin 0
Average salary: Kyushu FG ¥10.0M / Ryugin ¥6.39M
| Metric | Kyushu FG | Ryugin | Gap |
|---|---|---|---|
| Revenue | ◎¥263.3B | ¥80.3B | 3.3x |
| Net income | ◎¥37.7B | ¥9.1B | 4.1x |
| Metric | Kyushu FG | Ryugin | Gap |
|---|---|---|---|
| Net margin | ◎14.3% | 11.3% | 3.0pt |
| ROE | 5.1% | ◎6.4% | 1.3pt |
| Revenue per employee | ◎¥3.2B | ¥57M | 55.6x |
| Metric | Kyushu FG | Ryugin | Gap |
|---|---|---|---|
| Revenue growth (YoY) | +4.7% | ◎+16.1% | 11.4pt |
| Metric | Kyushu FG | Ryugin | Gap |
|---|---|---|---|
| Share price, 1 year | +76.2% | ◎+87.3% | 11.1pt |
| Share price, 3 months | ◎+2.6% | −2.1% | 4.8pt |
| P/E (trailing)lower = cheaper | 17.4x | 12.7x | |
| Equity ratio | ◎5.6% | 4.7% | 0.9pt |
| Share price (close) | ¥1,520.5 | ¥2,812 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | Kyushu FG | Ryugin | Gap |
|---|---|---|---|
| Average salary | ◎¥10.0M | ¥6.39M | ¥3.64M |
| Starting salary (monthly) | ◎¥310,000 | ¥230,000 | ¥80,000 |
| Average tenure | ◎15.8 yrs | 15.1 yrs | 0.7 |
| Average age | 44.8 | 39.4 | 5.4 |
| Employees | 83 | 1,407 | 17.0x |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥1,520.5+76.2% (1Y)
Kyushu FG +76.2% over 1Y. Compared: Ryugin +87.3%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
Kyushu FG3 segments
Ryugin6 segments
AAverage annual salary from the securities filings: Kyushu FG ¥10.0M, Ryugin ¥6.39M. Kyushu FG pays the most. Averages also depend on staff age and job mix, so check the average age too (Kyushu FG 44.8, Ryugin 39.4).
ARevenue in the latest results: Kyushu FG ¥263.3B, Ryugin ¥80.3B. Kyushu FG is the bigger company, with revenue of ¥263.3B — 3.3x Ryugin's ¥80.3B.
AShare price change over the past year (closing prices, for reference): Ryugin +87.3%, Kyushu FG +76.2%. Ryugin has risen the most.
Comparing 2 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.
