Prices as of 2026/10/30 close
Company comparison · Northern & Eastern Japan Regional Banks
Hachijuni Nagano is the bigger company, with revenue of ¥305.4B — 3.3x Toho Bank's ¥92.5B.
Revenue growth in the latest results: Toho Bank +31.3%, Hachijuni Nagano +20.1%.
Hachijuni Nagano pays more on average — ¥8.08M against ¥6.98M at Toho Bank.
Over the past year the shares moved Toho Bank +118.5%, Hachijuni Nagano +63.6%.
Head-to-head wins12 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
Hachijuni Nagano aheadHachijuni Nagano 2 : Toho Bank 0
Revenue: Hachijuni Nagano ¥305.4B / Toho Bank ¥92.5B
ProfitabilityInvestors
Hachijuni Nagano aheadHachijuni Nagano 3 : Toho Bank 0
Net margin: Hachijuni Nagano 21.1% / Toho Bank 13.4%
GrowthInvestors
Toho Bank aheadHachijuni Nagano 0 : Toho Bank 1
Revenue growth (YoY): Hachijuni Nagano +20.1% / Toho Bank +31.3%
Stock & balance sheetInvestors
Toho Bank aheadHachijuni Nagano 1 : Toho Bank 2
Share price, 1 year: Hachijuni Nagano +63.6% / Toho Bank +118.5%
Pay & workforceJob seekers
Hachijuni Nagano aheadHachijuni Nagano 2 : Toho Bank 1
Average salary: Hachijuni Nagano ¥8.08M / Toho Bank ¥6.98M
| Metric | Hachijuni Nagano | Toho Bank | Gap |
|---|---|---|---|
| Revenue | ◎¥305.4B | ¥92.5B | 3.3x |
| Net income | ◎¥64.6B | ¥12.4B | 5.2x |
| Metric | Hachijuni Nagano | Toho Bank | Gap |
|---|---|---|---|
| Net margin | ◎21.1% | 13.4% | 7.8pt |
| ROE | ◎6.1% | 6.0% | 0.1pt |
| Revenue per employee | ◎¥81M | ¥50M | 1.6x |
| Metric | Hachijuni Nagano | Toho Bank | Gap |
|---|---|---|---|
| Revenue growth (YoY) | +20.1% | ◎+31.3% | 11.2pt |
| Guidance: revenue growthnext FY plan | — | +12.7% |
| Metric | Hachijuni Nagano | Toho Bank | Gap |
|---|---|---|---|
| Share price, 1 year | +63.6% | ◎+118.5% | 54.8pt |
| Share price, 3 months | −1.9% | ◎+14.7% | 16.6pt |
| P/E (trailing)lower = cheaper | 17.3x | 19.6x | |
| Equity ratio | ◎8.5% | 3.2% | 5.3pt |
| Share price (close) | ¥2,445.5 | ¥970 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | Hachijuni Nagano | Toho Bank | Gap |
|---|---|---|---|
| Average salary | ◎¥8.08M | ¥6.98M | ¥1.10M |
| Starting salary (monthly) | ◎¥280,000 | ¥260,000 | ¥20,000 |
| Average tenure | 15.5 yrs | ◎17.9 yrs | 2.4 |
| Average age | 42.1 | 41.5 | 0.6 |
| Employees | 3,773 | 1,856 | 2.0x |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥2,445.5+63.6% (1Y)
Hachijuni Nagano +63.6% over 1Y. Compared: Toho Bank +118.5%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
Hachijuni Nagano3 segments
Toho Bank4 segments
AAverage annual salary from the securities filings: Hachijuni Nagano ¥8.08M, Toho Bank ¥6.98M. Hachijuni Nagano pays the most. Averages also depend on staff age and job mix, so check the average age too (Hachijuni Nagano 42.1, Toho Bank 41.5).
ARevenue in the latest results: Hachijuni Nagano ¥305.4B, Toho Bank ¥92.5B. Hachijuni Nagano is the bigger company, with revenue of ¥305.4B — 3.3x Toho Bank's ¥92.5B.
AShare price change over the past year (closing prices, for reference): Toho Bank +118.5%, Hachijuni Nagano +63.6%. Toho Bank has risen the most.


Comparing 2 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.