Prices as of 2026/10/30 close
Company comparison · Hokkaido & Tohoku Regional Banks
Hokuyo Bank is the bigger company, with revenue of ¥235.9B — 2.6x Toho Bank's ¥92.5B.
Revenue growth in the latest results: Hokuyo Bank +56.6%, Toho Bank +31.3%.
Hokuyo Bank pays more on average — ¥7.40M against ¥6.98M at Toho Bank.
Over the past year the shares moved Toho Bank +118.5%, Hokuyo Bank +70.0%.
Head-to-head wins13 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
Hokuyo Bank aheadHokuyo Bank 2 : Toho Bank 0
Revenue: Hokuyo Bank ¥235.9B / Toho Bank ¥92.5B
ProfitabilityInvestors
Hokuyo Bank aheadHokuyo Bank 2 : Toho Bank 1
Net margin: Hokuyo Bank 10.9% / Toho Bank 13.4%
GrowthInvestors
EvenHokuyo Bank 1 : Toho Bank 1
Revenue growth (YoY): Hokuyo Bank +56.6% / Toho Bank +31.3%
Stock & balance sheetInvestors
Toho Bank aheadHokuyo Bank 0 : Toho Bank 3
Share price, 1 year: Hokuyo Bank +70.0% / Toho Bank +118.5%
Pay & workforceJob seekers
Hokuyo Bank aheadHokuyo Bank 3 : Toho Bank 0
Average salary: Hokuyo Bank ¥7.40M / Toho Bank ¥6.98M
| Metric | Hokuyo Bank | Toho Bank | Gap |
|---|---|---|---|
| Revenue | ◎¥235.9B | ¥92.5B | 2.6x |
| Net income | ◎¥25.6B | ¥12.4B | 2.1x |
| Metric | Hokuyo Bank | Toho Bank | Gap |
|---|---|---|---|
| Net margin | 10.9% | ◎13.4% | 2.5pt |
| ROE | ◎6.6% | 6.0% | 0.6pt |
| Revenue per employee | ◎¥99M | ¥50M | 2.0x |
| Metric | Hokuyo Bank | Toho Bank | Gap |
|---|---|---|---|
| Revenue growth (YoY) | ◎+56.6% | +31.3% | 25.3pt |
| Guidance: revenue growthnext FY plan | −4.5% | ◎+12.7% | 17.2pt |
| Metric | Hokuyo Bank | Toho Bank | Gap |
|---|---|---|---|
| Share price, 1 year | +70.0% | ◎+118.5% | 48.4pt |
| Share price, 3 months | +6.5% | ◎+14.7% | 8.2pt |
| P/E (trailing)lower = cheaper | 17.8x | 19.6x | |
| Equity ratio | 3.0% | ◎3.2% | 0.3pt |
| Share price (close) | ¥1,214 | ¥970 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | Hokuyo Bank | Toho Bank | Gap |
|---|---|---|---|
| Average salary | ◎¥7.40M | ¥6.98M | ¥0.42M |
| Starting salary (monthly) | ◎¥275,000 | ¥260,000 | ¥15,000 |
| Average tenure | ◎19.1 yrs | 17.9 yrs | 1.2 |
| Average age | 42.8 | 41.5 | 1.3 |
| Employees | 2,391 | 1,856 | 1.3x |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥1,214+70.0% (1Y)
Hokuyo Bank +70.0% over 1Y. Compared: Toho Bank +118.5%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
Hokuyo Bank3 segments
Toho Bank4 segments
AAverage annual salary from the securities filings: Hokuyo Bank ¥7.40M, Toho Bank ¥6.98M. Hokuyo Bank pays the most. Averages also depend on staff age and job mix, so check the average age too (Hokuyo Bank 42.8, Toho Bank 41.5).
ARevenue in the latest results: Hokuyo Bank ¥235.9B, Toho Bank ¥92.5B. Hokuyo Bank is the bigger company, with revenue of ¥235.9B — 2.6x Toho Bank's ¥92.5B.
AShare price change over the past year (closing prices, for reference): Toho Bank +118.5%, Hokuyo Bank +70.0%. Toho Bank has risen the most.
Comparing 2 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.
