Prices as of 2026/10/30 close
Company comparison · Kansai Regional Banks
Kyoto FG is the bigger company, with revenue of ¥366.7B — 3.2x Kiyo Bank's ¥114.9B.
Revenue growth in the latest results: Kyoto FG +119.2%, Kiyo Bank +16.4%.
Kyoto FG pays more on average — ¥8.41M against ¥6.05M at Kiyo Bank.
Over the past year the shares moved Kiyo Bank +59.7%, Kyoto FG +37.1%.
Head-to-head wins12 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
Kyoto FG aheadKyoto FG 2 : Kiyo Bank 0
Revenue: Kyoto FG ¥366.7B / Kiyo Bank ¥114.9B
ProfitabilityInvestors
Kyoto FG aheadKyoto FG 2 : Kiyo Bank 1
Net margin: Kyoto FG 26.4% / Kiyo Bank 19.0%
GrowthInvestors
Kyoto FG aheadKyoto FG 1 : Kiyo Bank 0
Revenue growth (YoY): Kyoto FG +119.2% / Kiyo Bank +16.4%
Stock & balance sheetInvestors
Kiyo Bank aheadKyoto FG 1 : Kiyo Bank 2
Share price, 1 year: Kyoto FG +37.1% / Kiyo Bank +59.7%
Pay & workforceJob seekers
Kyoto FG aheadKyoto FG 3 : Kiyo Bank 0
Average salary: Kyoto FG ¥8.41M / Kiyo Bank ¥6.05M
| Metric | Kyoto FG | Kiyo Bank | Gap |
|---|---|---|---|
| Revenue | ◎¥366.7B | ¥114.9B | 3.2x |
| Net income | ◎¥96.7B | ¥21.8B | 4.4x |
| Metric | Kyoto FG | Kiyo Bank | Gap |
|---|---|---|---|
| Net margin | ◎26.4% | 19.0% | 7.4pt |
| ROE | 8.7% | ◎9.0% | 0.3pt |
| Revenue per employee | ◎¥1.4B | ¥54M | 25.0x |
| Metric | Kyoto FG | Kiyo Bank | Gap |
|---|---|---|---|
| Revenue growth (YoY) | ◎+119.2% | +16.4% | 102.8pt |
| Guidance: revenue growthnext FY plan | −38.4% | — |
| Metric | Kyoto FG | Kiyo Bank | Gap |
|---|---|---|---|
| Share price, 1 year | +37.1% | ◎+59.7% | 22.6pt |
| Share price, 3 months | −7.5% | ◎+1.2% | 8.6pt |
| P/E (trailing)lower = cheaper | 12.2x | 4.6x | |
| Equity ratio | ◎9.6% | 4.1% | 5.5pt |
| Share price (close) | ¥4,139 | ¥1,580 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | Kyoto FG | Kiyo Bank | Gap |
|---|---|---|---|
| Average salary | ◎¥8.41M | ¥6.05M | ¥2.37M |
| Starting salary (monthly) | ◎¥285,000 | ¥270,000 | ¥15,000 |
| Average tenure | ◎16.7 yrs | 14.4 yrs | 2.3 |
| Average age | 42.9 | 37.7 | 5.2 |
| Employees | 271 | 2,125 | 7.8x |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥4,139+37.1% (1Y)
Kyoto FG +37.1% over 1Y. Compared: Kiyo Bank +59.7%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
AAverage annual salary from the securities filings: Kyoto FG ¥8.41M, Kiyo Bank ¥6.05M. Kyoto FG pays the most. Averages also depend on staff age and job mix, so check the average age too (Kyoto FG 42.9, Kiyo Bank 37.7).
ARevenue in the latest results: Kyoto FG ¥366.7B, Kiyo Bank ¥114.9B. Kyoto FG is the bigger company, with revenue of ¥366.7B — 3.2x Kiyo Bank's ¥114.9B.
AShare price change over the past year (closing prices, for reference): Kiyo Bank +59.7%, Kyoto FG +37.1%. Kiyo Bank has risen the most.
Comparing 2 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.
