Prices as of 2026/10/30 close
Company comparison
MS&AD is the bigger company, with revenue of ¥6.7T — 113.4x Zenkoku Hosho's ¥58.7B.
Revenue growth in the latest results: Zenkoku Hosho +3.1%, MS&AD +1.3%.
MS&AD pays more on average — ¥12.4M against ¥8.09M at Zenkoku Hosho.
Over the past year the shares moved MS&AD +65.0%, Zenkoku Hosho −2.1%.
Head-to-head wins10 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
MS&AD aheadMS&AD 2 : Zenkoku Hosho 0
Revenue: MS&AD ¥6.7T / Zenkoku Hosho ¥58.7B
ProfitabilityInvestors
EvenMS&AD 1 : Zenkoku Hosho 1
Net margin: MS&AD 10.4% / Zenkoku Hosho 55.4%
GrowthInvestors
EvenMS&AD 1 : Zenkoku Hosho 1
Revenue growth (YoY): MS&AD +1.3% / Zenkoku Hosho +3.1%
Stock & balance sheetInvestors
MS&AD aheadMS&AD 2 : Zenkoku Hosho 0
Share price, 1 year: MS&AD +65.0% / Zenkoku Hosho −2.1%
Pay & workforceJob seekers
MS&AD aheadMS&AD 2 : Zenkoku Hosho 0
Average salary: MS&AD ¥12.4M / Zenkoku Hosho ¥8.09M
| Metric | MS&AD | Zenkoku Hosho | Gap |
|---|---|---|---|
| Revenue | ◎¥6.7T | ¥58.7B | 113.4x |
| Operating profit | — | ¥41.4B | |
| Net income | ◎¥691.7B | ¥32.5B | 21.3x |
| Metric | MS&AD | Zenkoku Hosho | Gap |
|---|---|---|---|
| Operating margin | — | 70.5% | |
| Net margin | 10.4% | ◎55.4% | 45.0pt |
| Revenue per employee | ◎¥13.9B | ¥193M | 72.4x |
| Metric | MS&AD | Zenkoku Hosho | Gap |
|---|---|---|---|
| Revenue growth (YoY) | +1.3% | ◎+3.1% | 1.8pt |
| Operating profit growth (YoY) | — | −1.4% | |
| Revenue CAGRlast 4 years | ◎+8.0% | +4.2% | 3.8pt |
| Guidance: revenue growthnext FY plan | — | +3.2% | |
| Guidance: op. profit growthnext FY plan | — | +1.5% |
| Metric | MS&AD | Zenkoku Hosho | Gap |
|---|---|---|---|
| Share price, 1 year | ◎+65.0% | −2.1% | 67.1pt |
| Share price, 3 months | ◎+5.4% | −2.9% | 8.3pt |
| P/E (trailing)lower = cheaper | 11.8x | — | |
| Equity ratio | 15.4% | — | |
| Share price (close) | ¥5,258 | ¥3,088 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | MS&AD | Zenkoku Hosho | Gap |
|---|---|---|---|
| Average salary | ◎¥12.4M | ¥8.09M | ¥4.28M |
| Starting salary (monthly) | — | ¥292,000 | |
| Average tenure | ◎21.7 yrs | 10.8 yrs | 10.9 |
| Average age | 47.2 | 38.5 | 8.7 |
| Employees | 478 | 305 | 1.6x |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥5,258+65.0% (1Y)
MS&AD +65.0% over 1Y. Compared: Zenkoku Hosho -2.1%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
AAverage annual salary from the securities filings: MS&AD ¥12.4M, Zenkoku Hosho ¥8.09M. MS&AD pays the most. Averages also depend on staff age and job mix, so check the average age too (MS&AD 47.2, Zenkoku Hosho 38.5).
ARevenue in the latest results: MS&AD ¥6.7T, Zenkoku Hosho ¥58.7B. MS&AD is the bigger company, with revenue of ¥6.7T — 113.4x Zenkoku Hosho's ¥58.7B.
AShare price change over the past year (closing prices, for reference): MS&AD +65.0%, Zenkoku Hosho −2.1%. MS&AD has risen the most.
Comparing 2 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.
