Finance Companies Ranked by Operating Margin (FY2026, 13 companies)

13 companies · FY2026 results (earnings releases, consolidated)

Zenkoku Hosho ranks first for operating margin in the Finance industry at 70.5%. The top three are Zenkoku Hosho (70.5%), FPG (30.2%) and Acom (29.7%).

Across the 13 companies the average is 21.6% and the median 15.7%. Orico comes last at 5.8%, a gap of 64.7 percentage points to the leader.

4 of 13 companies are above the average.

Share prices, forecasts and results for Finance Industry

Finance Industry TOP3

1
Zenkoku HoshoFinance Industry70.5%
2
FPGFinance Industry30.2%
3
AcomFinance Industry29.7%

Companies: 13
Average: 21.6%
Median: 15.7%
All-industry average: 11.1%10.5pt difference
Above average: 4of 13

Operating margin ranking: Finance Industry

13 companies

RankCompanyAverage 21.6%Operating marginRevenueShares 1Y

1
Zenkoku Hosho716470.5%70.5%¥58.7B−2.6%
2
FPG714830.2%30.2%¥81.8B−34.6%
3
Acom857229.7%29.7%¥337.7B+0.8%
4
SBI847327.2%27.2%¥1.9T−17.1%
5
PREMIER719919.1%19.1%¥44.0B+15.0%
6
Credit Saison825318.7%18.7%¥546.3B+9.9%
7
SOMPO863015.7%15.7%¥5.4T+50.7%
8
Tokio Marine876615.2%15.2%¥8.9T+50.3%
9
ORIX859113.7%13.7%¥3.3T+55.5%
10
Aiful851513.4%13.4%¥189.1B-
11
AEON Financial857010.7%10.7%¥569.4B−4.0%
12
JACCS858410.6%10.6%¥192.3B−17.2%
13
Orico85855.8%5.8%¥247.6B−20.4%

Shares 1Y is a closing-price reference (vs. about a year earlier).

Financials and pay compared

The same companies on other measures

Rank	Company	Operating margin	Average salary	Revenue	Operating profit
1	Zenkoku Hosho7164	70.5%	¥8.09M	¥58.7B	¥41.4B
2	FPG7148	30.2%	¥10.2M	¥81.8B	¥24.7B
3	Acom8572	29.7%	¥6.90M	¥337.7B	¥100.4B
4	SBI8473	27.2%	¥9.77M	¥1.9T	¥516.7B
5	PREMIER7199	19.1%	¥8.02M	¥44.0B	¥8.4B
6	Credit Saison8253	18.7%	¥6.03M	¥546.3B	¥102.0B
7	SOMPO8630	15.7%	¥12.6M	¥5.4T	¥843.2B
8	Tokio Marine8766	15.2%	¥14.9M	¥8.9T	¥1.3T
9	ORIX8591	13.7%	¥9.76M	¥3.3T	¥456.2B
10	Aiful8515	13.4%	¥5.88M	¥189.1B	¥25.3B
11	AEON Financial8570	10.7%	¥7.12M	¥569.4B	¥60.7B
12	JACCS8584	10.6%	¥6.51M	¥192.3B	¥20.4B
13	Orico8585	5.8%	¥6.66M	¥247.6B	¥14.4B

Revenue and operating profit are from the latest full-year consolidated results. Average salary is for the reporting entity per its annual securities report; pure holding companies with fewer than 50 staff are excluded.