Latest results FY2026 · Prices updated Oct 30, 2026
HQ: Shibuya, TokyoFounded 19542,673 employeesWebsite
A leading consumer credit company and MUFG affiliate. It excels in auto loans and shopping credit, while actively expanding its financial services across Southeast Asia.
Business segments (share of revenue)
Latest results
FY2026
vs. same period a year earlier
Company forecastFY2027
| Segment | Share | Revenue | Operating profit | Margin |
|---|---|---|---|---|
| Domestic Market Business | 89% | ¥170.4B | ¥22.9B | 13.4% |
| Overseas Business Operations | 11% | ¥21.9B | ¥-2.4B | -11.1% |
Close (Oct 30, 2026)
¥3,340-16.6% (1Y)
JACCS -16.6% over 1Y, 25.2pt below the industry average (13 companies, +8.6%).
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Updated Oct 30, 2026.
| Period | Revenue | Op. profit | Net income | Total assets | Revenue YoY |
|---|---|---|---|---|---|
| 2026FY | ¥192.3B | ¥20.4B | ¥15.3B | ¥3.8T | +0.7% |
| 2025FY | ¥191.0B | ¥25.7B | ¥18.6B | ¥3.8T | +3.4% |
| 2024FY | ¥184.8B | ¥33.1B | ¥23.8B | ¥3.8T | +6.5% |
| 2023FY | ¥173.5B | ¥31.7B | ¥21.7B | ¥3.6T | +5.8% |
| 2022FY | ¥164.1B | ¥26.7B | ¥18.3B | ¥3.2T | +2.1% |
| 2021FY | ¥160.7B | ¥16.3B | ¥11.8B | ¥4.5T | — |
Sources: annual securities reports, earnings releases and other public disclosures (Sep 2025)
Data may contain input errors. For reference only; we accept no responsibility for its accuracy.
