Latest results FY2026 · Prices updated Oct 30, 2026
HQ: Toshima, TokyoFounded 19513,624 employeesWebsite
A leading independent credit card issuer in Japan. It provides a wide range of financial services including payments, leasing, and real estate, with a strong focus on digital transformation.
Business segments (share of revenue)
Latest results
FY2026
vs. same period a year earlier
Company forecastFY2027
| Segment | Share | Revenue | Operating profit | Margin |
|---|---|---|---|---|
| Payment and Settlement Solutions | 61% | ¥277.2B | ¥30.6B | 11.0% |
| Financial Services | 18% | ¥82.7B | ¥47.3B | 57.2% |
| Global Services | 14% | ¥62.4B | ¥-1.4B | -2.3% |
| Real Estate Related Services | 7% | ¥31.3B | ¥19.2B | 61.5% |
Close (Oct 30, 2026)
¥4,139+12.3% (1Y)
Credit Saison +12.3% over 1Y, 6.2pt above the industry average (13 companies, +6.1%).
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Updated Oct 30, 2026.
| Period | Revenue | Op. profit | Net income | Total assets | Revenue YoY |
|---|---|---|---|---|---|
| 2026FY | ¥546.3B | ¥102.0B | ¥62.8B | ¥5.0T | +29.2% |
| 2025FY | ¥422.8B | — | ¥66.4B | ¥4.7T | +16.9% |
| 2024FY | ¥361.6B | — | ¥73.0B | ¥4.3T | +12.1% |
| 2023FY | ¥322.6B | — | ¥43.6B | ¥3.9T | +7.9% |
| 2022FY | ¥299.0B | — | ¥35.4B | ¥3.6T | +5.8% |
| 2021FY | ¥282.6B | — | ¥36.1B | ¥3.4T | — |
Sources: annual securities reports, earnings releases and other public disclosures (Sep 2025)
Data may contain input errors. For reference only; we accept no responsibility for its accuracy.
