Latest results FY2026 · Prices updated Oct 30, 2026
HQ: Chiyoda, TokyoFounded 19782,088 employeesWebsite
A leading Japanese consumer finance provider under the MUFG Group, specializing in personal loans, credit guarantees, and expanding financial services in Southeast Asia.
Business segments (share of revenue)
Latest results
FY2026
vs. same period a year earlier
Company forecastFY2027
| Segment | Share | Revenue | Operating profit | Margin |
|---|---|---|---|---|
| Domestic Loans and Credit Cards | 54% | ¥181.9B | ¥53.6B | 29.5% |
| Credit Guarantee Business | 24% | ¥81.0B | ¥22.3B | 27.5% |
| Overseas Financial Business | 20% | ¥67.5B | ¥22.9B | 33.9% |
| Debt Collection and Servicing | 2% | ¥7.2B | ¥1.3B | 18.7% |
Close (Oct 30, 2026)
¥443.2+2.6% (1Y)
Acom +2.6% over 1Y, 4.3pt below the industry average (13 companies, +6.9%).
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Updated Oct 30, 2026.
| Period | Revenue | Op. profit | Net income | Total assets | Revenue YoY |
|---|---|---|---|---|---|
| 2026FY | ¥337.7B | ¥100.4B | ¥79.6B | ¥1.6T | +6.3% |
| 2025FY | ¥317.7B | ¥58.6B | ¥32.1B | ¥1.5T | +7.8% |
| 2024FY | ¥294.7B | ¥86.3B | ¥53.1B | ¥1.4T | +7.6% |
| 2023FY | ¥273.8B | ¥87.3B | ¥54.9B | ¥1.3T | +4.4% |
| 2022FY | ¥262.2B | ¥34.8B | ¥55.7B | ¥1.3T | -1.6% |
| 2021FY | ¥266.3B | ¥98.9B | ¥78.9B | ¥1.2T | — |
Sources: annual securities reports, earnings releases and other public disclosures (Sep 2025)
Data may contain input errors. For reference only; we accept no responsibility for its accuracy.
