Latest results FY2025
HQ: Kyoto, KyotoFounded 19671,265 employeesWebsite
A leading independent consumer finance company in Japan, specializing in unsecured personal loans, credit card services, and credit guarantees.
This company has been delisted
Delisted on Mar 30, 2026. No new earnings releases or disclosures will be added; the data shown runs up to the delisting.
See Muninova Holdings, Inc. (547A) instead.
Business segments (share of revenue)
Latest results
FY2025
vs. same period a year earlier
Company forecastFY2026
| Segment | Share | Revenue | Operating profit | Margin |
|---|---|---|---|---|
| Aiful Corporation Segment | 74% | ¥109.9B | ¥19.6B | 17.8% |
| Lifecard Co., Ltd. Business | 26% | ¥38.5B | ¥772M | 2.0% |
| Period | Revenue | Op. profit | Net income | Total assets | Revenue YoY |
|---|---|---|---|---|---|
| 2025FY | ¥189.1B | ¥25.3B | ¥22.5B | ¥1.4T | +15.9% |
| 2024FY | ¥163.1B | ¥21.1B | ¥21.8B | ¥1.3T | +13.2% |
| 2023FY | ¥144.2B | ¥23.7B | ¥22.3B | ¥1.1T | +9.1% |
| 2022FY | ¥132.1B | ¥11.2B | ¥12.3B | ¥935.6B | +3.6% |
| 2021FY | ¥127.5B | ¥17.5B | ¥18.4B | ¥863.4B | — |
Sources: annual securities reports, earnings releases and other public disclosures (Sep 2025)
Data may contain input errors. For reference only; we accept no responsibility for its accuracy.
