Prices as of 2026/10/30 close
Company comparison · Consumer Finance & Credit
AEON Financial is the bigger company, with revenue of ¥569.4B — 2.3x Orico's ¥247.6B.
AEON Financial earns more on each yen of sales, with an operating margin of 10.7% — 4.8 points above Orico (5.8%).
Revenue growth in the latest results: AEON Financial +6.8%, Orico +1.0%. For next year, Orico guides for the fastest operating profit growth (+3.8%).
AEON Financial pays more on average — ¥7.12M against ¥6.66M at Orico.
Over the past year the shares moved AEON Financial −3.2%, Orico −20.8%.
Head-to-head wins17 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
AEON Financial aheadAEON Financial 3 : Orico 0
Revenue: AEON Financial ¥569.4B / Orico ¥247.6B
ProfitabilityInvestors
EvenAEON Financial 2 : Orico 2
Operating margin: AEON Financial 10.7% / Orico 5.8%
GrowthInvestors
EvenAEON Financial 2 : Orico 2
Revenue growth (YoY): AEON Financial +6.8% / Orico +1.0%
Stock & balance sheetInvestors
AEON Financial aheadAEON Financial 2 : Orico 1
Share price, 1 year: AEON Financial −3.2% / Orico −20.8%
Pay & workforceJob seekers
AEON Financial aheadAEON Financial 2 : Orico 1
Average salary: AEON Financial ¥7.12M / Orico ¥6.66M
| Metric | AEON Financial | Orico | Gap |
|---|---|---|---|
| Revenue | ◎¥569.4B | ¥247.6B | 2.3x |
| Operating profit | ◎¥60.7B | ¥14.4B | 4.2x |
| Net income | ◎¥21.1B | ¥12.9B | 1.6x |
| Metric | AEON Financial | Orico | Gap |
|---|---|---|---|
| Operating margin | ◎10.7% | 5.8% | 4.8pt |
| Net margin | 3.7% | ◎5.2% | 1.5pt |
| ROE | 4.5% | ◎5.3% | 0.8pt |
| Revenue per employee | ◎¥306M | ¥64M | 4.8x |
| Metric | AEON Financial | Orico | Gap |
|---|---|---|---|
| Revenue growth (YoY) | ◎+6.8% | +1.0% | 5.8pt |
| Operating profit growth (YoY) | −1.4% | ◎+17.0% | 18.4pt |
| Guidance: revenue growthnext FY plan | ◎+5.4% | +5.0% | 0.4pt |
| Guidance: op. profit growthnext FY plan | −25.8% | ◎+3.8% | 29.7pt |
| Metric | AEON Financial | Orico | Gap |
|---|---|---|---|
| Share price, 1 year | ◎−3.2% | −20.8% | 17.7pt |
| Share price, 3 months | ◎−7.4% | −16.4% | 9.0pt |
| P/E (trailing)lower = cheaper | 14.8x | 10.2x | |
| Equity ratio | 7.5% | ◎9.0% | 1.5pt |
| Share price (close) | ¥1,448 | ¥767 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | AEON Financial | Orico | Gap |
|---|---|---|---|
| Average salary | ◎¥7.12M | ¥6.66M | ¥0.45M |
| Starting salary (monthly) | ◎¥274,000 | ¥250,000 | ¥24,000 |
| Average tenure | 11.6 yrs | ◎17.3 yrs | 5.7 |
| Average age | 40.7 | 43.1 | 2.4 |
| Employees | 1,859 | 3,866 | 2.1x |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥1,448-3.2% (1Y)
AEON Financial -3.2% over 1Y. Compared: Orico -20.8%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
AAverage annual salary from the securities filings: AEON Financial ¥7.12M, Orico ¥6.66M. AEON Financial pays the most. Averages also depend on staff age and job mix, so check the average age too (AEON Financial 40.7, Orico 43.1).
ARevenue in the latest results: AEON Financial ¥569.4B, Orico ¥247.6B. AEON Financial is the bigger company, with revenue of ¥569.4B — 2.3x Orico's ¥247.6B.
AOperating margins: AEON Financial 10.7%, Orico 5.8%. AEON Financial turns the highest share of sales into operating profit.
AShare price change over the past year (closing prices, for reference): AEON Financial −3.2%, Orico −20.8%. AEON Financial has risen the most.
Comparing 2 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.
