Prices as of 2026/10/30 close
Company comparison · Regional & Mid-Tier Banks
Chugin FG (¥249.1B) and Aozora (¥242.3B) are about the same size by revenue.
Revenue growth in the latest results: Chugin FG +17.6%, Aozora +4.7%.
Over the past year the shares moved Chugin FG +70.4%, Aozora +38.1%.
Head-to-head wins8 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
Chugin FG aheadChugin FG 2 : Aozora 0
Revenue: Chugin FG ¥249.1B / Aozora ¥242.3B
ProfitabilityInvestors
Chugin FG aheadChugin FG 1 : Aozora 0
Net margin: Chugin FG 15.9% / Aozora 10.6%
GrowthInvestors
Chugin FG aheadChugin FG 1 : Aozora 0
Revenue growth (YoY): Chugin FG +17.6% / Aozora +4.7%
Stock & balance sheetInvestors
Chugin FG aheadChugin FG 2 : Aozora 0
Share price, 1 year: Chugin FG +70.4% / Aozora +38.1%
Pay & workforceJob seekers
EvenChugin FG 1 : Aozora 1
Starting salary (monthly): Chugin FG ¥260,000 / Aozora ¥273,000
| Metric | Chugin FG | Aozora | Gap |
|---|---|---|---|
| Revenue | ◎¥249.1B | ¥242.3B | 1.0x |
| Operating profit | — | ¥27.2B | |
| Net income | ◎¥39.7B | ¥25.7B | 1.5x |
| Metric | Chugin FG | Aozora | Gap |
|---|---|---|---|
| Operating margin | — | 11.2% | |
| Net margin | ◎15.9% | 10.6% | 5.3pt |
| ROE | 6.8% | — | |
| Revenue per employee | — | ¥125M |
| Metric | Chugin FG | Aozora | Gap |
|---|---|---|---|
| Revenue growth (YoY) | ◎+17.6% | +4.7% | 12.9pt |
| Operating profit growth (YoY) | — | +54.8% | |
| Revenue CAGR | — | +9.2% | |
| Guidance: revenue growthnext FY plan | +5.6% | — | |
| Guidance: op. profit growthnext FY plan | — | +36.1% |
| Metric | Chugin FG | Aozora | Gap |
|---|---|---|---|
| Share price, 1 year | ◎+70.4% | +38.1% | 32.4pt |
| Share price, 3 months | ◎+8.8% | −1.1% | 9.9pt |
| P/E (trailing)lower = cheaper | 16.1x | — | |
| Equity ratio | 5.5% | — | |
| Share price (close) | ¥3,599 | ¥3,015 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | Chugin FG | Aozora | Gap |
|---|---|---|---|
| Average salary | — | ¥9.07M | |
| Starting salary (monthly) | ¥260,000 | ◎¥273,000 | ¥13,000 |
| Average tenure | ◎16.7 yrs | 16.5 yrs | 0.2 |
| Average age | 40.7 | 44.5 | 3.8 |
| Employees | 47 | 1,936 | 41.2x |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥3,599+70.4% (1Y)
Chugin FG +70.4% over 1Y. Compared: Aozora +38.1%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
Chugin FG4 segments
Aozora4 segments
ARevenue in the latest results: Chugin FG ¥249.1B, Aozora ¥242.3B. Chugin FG (¥249.1B) and Aozora (¥242.3B) are about the same size by revenue.
AShare price change over the past year (closing prices, for reference): Chugin FG +70.4%, Aozora +38.1%. Chugin FG has risen the most.


Comparing 2 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.