Prices as of 2026/10/30 close
Company comparison · Regional & Mid-Tier Banks
Kyoto FG is the bigger company, with revenue of ¥366.7B — 1.5x Aozora's ¥242.3B.
Revenue growth in the latest results: Kyoto FG +119.2%, Aozora +4.7%.
Aozora pays more on average — ¥9.07M against ¥8.41M at Kyoto FG.
Over the past year the shares moved Aozora +38.1%, Kyoto FG +37.1%.
Head-to-head wins10 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
Kyoto FG aheadKyoto FG 2 : Aozora 0
Revenue: Kyoto FG ¥366.7B / Aozora ¥242.3B
ProfitabilityInvestors
Kyoto FG aheadKyoto FG 2 : Aozora 0
Net margin: Kyoto FG 26.4% / Aozora 10.6%
GrowthInvestors
Kyoto FG aheadKyoto FG 1 : Aozora 0
Revenue growth (YoY): Kyoto FG +119.2% / Aozora +4.7%
Stock & balance sheetInvestors
Aozora aheadKyoto FG 0 : Aozora 2
Share price, 1 year: Kyoto FG +37.1% / Aozora +38.1%
Pay & workforceJob seekers
Kyoto FG aheadKyoto FG 2 : Aozora 1
Average salary: Kyoto FG ¥8.41M / Aozora ¥9.07M
| Metric | Kyoto FG | Aozora | Gap |
|---|---|---|---|
| Revenue | ◎¥366.7B | ¥242.3B | 1.5x |
| Operating profit | — | ¥27.2B | |
| Net income | ◎¥96.7B | ¥25.7B | 3.8x |
| Metric | Kyoto FG | Aozora | Gap |
|---|---|---|---|
| Operating margin | — | 11.2% | |
| Net margin | ◎26.4% | 10.6% | 15.8pt |
| ROE | 8.7% | — | |
| Revenue per employee | ◎¥1.4B | ¥125M | 10.8x |
| Metric | Kyoto FG | Aozora | Gap |
|---|---|---|---|
| Revenue growth (YoY) | ◎+119.2% | +4.7% | 114.5pt |
| Operating profit growth (YoY) | — | +54.8% | |
| Revenue CAGR | — | +9.2% | |
| Guidance: revenue growthnext FY plan | −38.4% | — | |
| Guidance: op. profit growthnext FY plan | — | +36.1% |
| Metric | Kyoto FG | Aozora | Gap |
|---|---|---|---|
| Share price, 1 year | +37.1% | ◎+38.1% | 1.0pt |
| Share price, 3 months | −7.5% | ◎−1.1% | 6.3pt |
| P/E (trailing)lower = cheaper | 12.2x | — | |
| Equity ratio | 9.6% | — | |
| Share price (close) | ¥4,139 | ¥3,015 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | Kyoto FG | Aozora | Gap |
|---|---|---|---|
| Average salary | ¥8.41M | ◎¥9.07M | ¥0.65M |
| Starting salary (monthly) | ◎¥285,000 | ¥273,000 | ¥12,000 |
| Average tenure | ◎16.7 yrs | 16.5 yrs | 0.2 |
| Average age | 42.9 | 44.5 | 1.6 |
| Employees | 271 | 1,936 | 7.1x |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥4,139+37.1% (1Y)
Kyoto FG +37.1% over 1Y. Compared: Aozora +38.1%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
AAverage annual salary from the securities filings: Aozora ¥9.07M, Kyoto FG ¥8.41M. Aozora pays the most. Averages also depend on staff age and job mix, so check the average age too (Kyoto FG 42.9, Aozora 44.5).
ARevenue in the latest results: Kyoto FG ¥366.7B, Aozora ¥242.3B. Kyoto FG is the bigger company, with revenue of ¥366.7B — 1.5x Aozora's ¥242.3B.
AShare price change over the past year (closing prices, for reference): Aozora +38.1%, Kyoto FG +37.1%. Aozora has risen the most.
Comparing 2 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.
