Prices as of 2026/10/30 close
Company comparison
Tokio Marine is the bigger company, with revenue of ¥8.9T — 16.2x Credit Saison's ¥546.3B.
Credit Saison earns more on each yen of sales, with an operating margin of 18.7% — 3.5 points above Tokio Marine (15.2%).
Revenue growth in the latest results: Credit Saison +11.0%, Tokio Marine +5.1%.
Tokio Marine pays more on average — ¥14.9M against ¥6.03M at Credit Saison.
Over the past year the shares moved Tokio Marine +50.6%, Credit Saison +12.3%.
Head-to-head wins14 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
Tokio Marine aheadTokio Marine 3 : Credit Saison 0
Revenue: Tokio Marine ¥8.9T / Credit Saison ¥546.3B
ProfitabilityInvestors
Credit Saison aheadTokio Marine 1 : Credit Saison 2
Operating margin: Tokio Marine 15.2% / Credit Saison 18.7%
GrowthInvestors
Credit Saison aheadTokio Marine 0 : Credit Saison 3
Revenue growth (YoY): Tokio Marine +5.1% / Credit Saison +11.0%
Stock & balance sheetInvestors
Tokio Marine aheadTokio Marine 2 : Credit Saison 0
Share price, 1 year: Tokio Marine +50.6% / Credit Saison +12.3%
Pay & workforceJob seekers
Tokio Marine aheadTokio Marine 2 : Credit Saison 1
Average salary: Tokio Marine ¥14.9M / Credit Saison ¥6.03M
| Metric | Tokio Marine | Credit Saison | Gap |
|---|---|---|---|
| Revenue | ◎¥8.9T | ¥546.3B | 16.2x |
| Operating profit | ◎¥1.3T | ¥102.0B | 13.2x |
| Net income | ◎¥980.4B | ¥62.8B | 15.6x |
| Metric | Tokio Marine | Credit Saison | Gap |
|---|---|---|---|
| Operating margin | 15.2% | ◎18.7% | 3.5pt |
| Net margin | 11.1% | ◎11.5% | 0.4pt |
| Revenue per employee | ◎¥6.6B | ¥151M | 44.0x |
| Metric | Tokio Marine | Credit Saison | Gap |
|---|---|---|---|
| Revenue growth (YoY) | +5.1% | ◎+11.0% | 5.9pt |
| Operating profit growth (YoY) | −7.6% | ◎+8.9% | 16.5pt |
| Revenue CAGRlast 5 years | +10.2% | ◎+14.1% | 3.9pt |
| Guidance: revenue growthnext FY plan | — | −7.1% | |
| Guidance: op. profit growthnext FY plan | — | +7.8% |
| Metric | Tokio Marine | Credit Saison | Gap |
|---|---|---|---|
| Share price, 1 year | ◎+50.6% | +12.3% | 38.3pt |
| Share price, 3 months | ◎+6.0% | −9.6% | 15.6pt |
| Share price (close) | ¥579.4 | ¥4,139 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | Tokio Marine | Credit Saison | Gap |
|---|---|---|---|
| Average salary | ◎¥14.9M | ¥6.03M | ¥8.84M |
| Starting salary (monthly) | ◎¥306,030 | ¥246,000 | ¥60,030 |
| Average tenure | 14.8 yrs | ◎14.9 yrs | 0.1 |
| Average age | 42.4 | 44.1 | 1.7 |
| Employees | 1,339 | 3,624 | 2.7x |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥579.4+50.6% (1Y)
Tokio Marine +50.6% over 1Y. Compared: Credit Saison +12.3%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
Tokio Marine3 segments
Credit Saison4 segments
AAverage annual salary from the securities filings: Tokio Marine ¥14.9M, Credit Saison ¥6.03M. Tokio Marine pays the most. Averages also depend on staff age and job mix, so check the average age too (Tokio Marine 42.4, Credit Saison 44.1).
ARevenue in the latest results: Tokio Marine ¥8.9T, Credit Saison ¥546.3B. Tokio Marine is the bigger company, with revenue of ¥8.9T — 16.2x Credit Saison's ¥546.3B.
AOperating margins: Credit Saison 18.7%, Tokio Marine 15.2%. Credit Saison turns the highest share of sales into operating profit.
AShare price change over the past year (closing prices, for reference): Tokio Marine +50.6%, Credit Saison +12.3%. Tokio Marine has risen the most.
Comparing 2 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.
