Prices as of 2026/10/30 close
Company comparison · Hokuriku & Koshinetsu Regional Banks
Hokuhoku FG is the bigger company, with revenue of ¥277.5B — 3.2x Yamanashi Chuo's ¥86.1B.
Revenue growth in the latest results: Yamanashi Chuo +42.3%, Hokuhoku FG +32.0%.
Hokuhoku FG pays more on average — ¥9.90M against ¥6.74M at Yamanashi Chuo.
Over the past year the shares moved Hokuhoku FG +107.6%, Yamanashi Chuo +102.6%.
Head-to-head wins12 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
Hokuhoku FG aheadHokuhoku FG 2 : Yamanashi Chuo 0
Revenue: Hokuhoku FG ¥277.5B / Yamanashi Chuo ¥86.1B
ProfitabilityInvestors
Hokuhoku FG aheadHokuhoku FG 3 : Yamanashi Chuo 0
Net margin: Hokuhoku FG 21.2% / Yamanashi Chuo 11.6%
GrowthInvestors
Yamanashi Chuo aheadHokuhoku FG 0 : Yamanashi Chuo 1
Revenue growth (YoY): Hokuhoku FG +32.0% / Yamanashi Chuo +42.3%
Stock & balance sheetInvestors
Hokuhoku FG aheadHokuhoku FG 2 : Yamanashi Chuo 1
Share price, 1 year: Hokuhoku FG +107.6% / Yamanashi Chuo +102.6%
Pay & workforceJob seekers
Hokuhoku FG aheadHokuhoku FG 2 : Yamanashi Chuo 1
Average salary: Hokuhoku FG ¥9.90M / Yamanashi Chuo ¥6.74M
| Metric | Hokuhoku FG | Yamanashi Chuo | Gap |
|---|---|---|---|
| Revenue | ◎¥277.5B | ¥86.1B | 3.2x |
| Net income | ◎¥58.9B | ¥10.0B | 5.9x |
| Metric | Hokuhoku FG | Yamanashi Chuo | Gap |
|---|---|---|---|
| Net margin | ◎21.2% | 11.6% | 9.6pt |
| ROE | ◎8.7% | 4.4% | 4.3pt |
| Revenue per employee | ◎¥1.1B | ¥54M | 20.6x |
| Metric | Hokuhoku FG | Yamanashi Chuo | Gap |
|---|---|---|---|
| Revenue growth (YoY) | +32.0% | ◎+42.3% | 10.3pt |
| Operating profit growth (YoY) | +56.4% | — |
| Metric | Hokuhoku FG | Yamanashi Chuo | Gap |
|---|---|---|---|
| Share price, 1 year | ◎+107.6% | +102.6% | 5.0pt |
| Share price, 3 months | ◎+3.5% | +3.4% | 0.1pt |
| P/E (trailing)lower = cheaper | 1.5x | 4.0x | |
| Equity ratio | 4.3% | ◎5.1% | 0.8pt |
| Share price (close) | ¥749.4 | ¥1,301 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | Hokuhoku FG | Yamanashi Chuo | Gap |
|---|---|---|---|
| Average salary | ◎¥9.90M | ¥6.74M | ¥3.16M |
| Starting salary (monthly) | ¥275,000 | ◎¥280,000 | ¥5,000 |
| Average tenure | ◎20.9 yrs | 15.0 yrs | 5.9 |
| Average age | 46.2 | 38.7 | 7.5 |
| Employees | 251 | 1,604 | 6.4x |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥749.4+107.6% (1Y)
Hokuhoku FG +107.6% over 1Y. Compared: Yamanashi Chuo +102.6%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
AAverage annual salary from the securities filings: Hokuhoku FG ¥9.90M, Yamanashi Chuo ¥6.74M. Hokuhoku FG pays the most. Averages also depend on staff age and job mix, so check the average age too (Hokuhoku FG 46.2, Yamanashi Chuo 38.7).
ARevenue in the latest results: Hokuhoku FG ¥277.5B, Yamanashi Chuo ¥86.1B. Hokuhoku FG is the bigger company, with revenue of ¥277.5B — 3.2x Yamanashi Chuo's ¥86.1B.
AShare price change over the past year (closing prices, for reference): Hokuhoku FG +107.6%, Yamanashi Chuo +102.6%. Hokuhoku FG has risen the most.
Comparing 2 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.
