Prices as of 2026/10/30 close
Company comparison · Hokuriku & Koshinetsu Regional Banks
Yamanashi Chuo is the bigger company, with revenue of ¥86.1B — 1.6x First Bank of Toyama's ¥53.1B.
Revenue growth in the latest results: Yamanashi Chuo +42.3%, First Bank of Toyama +9.6%.
First Bank of Toyama pays more on average — ¥6.86M against ¥6.74M at Yamanashi Chuo.
Over the past year the shares moved First Bank of Toyama +133.2%, Yamanashi Chuo +102.6%.
Head-to-head wins12 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
EvenYamanashi Chuo 1 : First Bank of Toyama 1
Revenue: Yamanashi Chuo ¥86.1B / First Bank of Toyama ¥53.1B
ProfitabilityInvestors
First Bank of Toyama aheadYamanashi Chuo 0 : First Bank of Toyama 3
Net margin: Yamanashi Chuo 11.6% / First Bank of Toyama 28.3%
GrowthInvestors
Yamanashi Chuo aheadYamanashi Chuo 1 : First Bank of Toyama 0
Revenue growth (YoY): Yamanashi Chuo +42.3% / First Bank of Toyama +9.6%
Stock & balance sheetInvestors
First Bank of Toyama aheadYamanashi Chuo 0 : First Bank of Toyama 3
Share price, 1 year: Yamanashi Chuo +102.6% / First Bank of Toyama +133.2%
Pay & workforceJob seekers
First Bank of Toyama aheadYamanashi Chuo 1 : First Bank of Toyama 2
Average salary: Yamanashi Chuo ¥6.74M / First Bank of Toyama ¥6.86M
| Metric | Yamanashi Chuo | First Bank of Toyama | Gap |
|---|---|---|---|
| Revenue | ◎¥86.1B | ¥53.1B | 1.6x |
| Net income | ¥10.0B | ◎¥15.1B | 1.5x |
| Metric | Yamanashi Chuo | First Bank of Toyama | Gap |
|---|---|---|---|
| Net margin | 11.6% | ◎28.3% | 16.7pt |
| ROE | 4.4% | ◎8.6% | 4.2pt |
| Revenue per employee | ¥54M | ◎¥88M | 1.6x |
| Metric | Yamanashi Chuo | First Bank of Toyama | Gap |
|---|---|---|---|
| Revenue growth (YoY) | ◎+42.3% | +9.6% | 32.7pt |
| Metric | Yamanashi Chuo | First Bank of Toyama | Gap |
|---|---|---|---|
| Share price, 1 year | +102.6% | ◎+133.2% | 30.5pt |
| Share price, 3 months | +3.4% | ◎+17.7% | 14.3pt |
| P/E (trailing)lower = cheaper | 4.0x | 14.1x | |
| Equity ratio | 5.1% | ◎11.7% | 6.6pt |
| Share price (close) | ¥1,301 | ¥3,365 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | Yamanashi Chuo | First Bank of Toyama | Gap |
|---|---|---|---|
| Average salary | ¥6.74M | ◎¥6.86M | ¥0.12M |
| Starting salary (monthly) | ◎¥280,000 | ¥260,000 | ¥20,000 |
| Average tenure | 15.0 yrs | ◎16.6 yrs | 1.6 |
| Average age | 38.7 | 39.8 | 1.1 |
| Employees | 1,604 | 607 | 2.6x |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥1,301+102.6% (1Y)
Yamanashi Chuo +102.6% over 1Y. Compared: First Bank of Toyama +133.2%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
AAverage annual salary from the securities filings: First Bank of Toyama ¥6.86M, Yamanashi Chuo ¥6.74M. First Bank of Toyama pays the most. Averages also depend on staff age and job mix, so check the average age too (Yamanashi Chuo 38.7, First Bank of Toyama 39.8).
ARevenue in the latest results: Yamanashi Chuo ¥86.1B, First Bank of Toyama ¥53.1B. Yamanashi Chuo is the bigger company, with revenue of ¥86.1B — 1.6x First Bank of Toyama's ¥53.1B.
AShare price change over the past year (closing prices, for reference): First Bank of Toyama +133.2%, Yamanashi Chuo +102.6%. First Bank of Toyama has risen the most.
Comparing 2 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.
