Prices as of 2026/10/30 close
Company comparison · Kansai Regional Banks



Kyoto FG is the largest by revenue at ¥366.7B, followed by Shiga Bank (¥159.1B), Nanto Bank (¥115.7B) and Kiyo Bank (¥114.9B).
Revenue growth in the latest results: Kyoto FG +119.2%, Shiga Bank +19.5%, Kiyo Bank +16.4%, Nanto Bank +12.2%.
Kyoto FG pays the most on average (¥8.41M), ¥2.37M more than Kiyo Bank (¥6.05M).
Over the past year the shares moved Shiga Bank +104.2%, Nanto Bank +78.7%, Kiyo Bank +59.7%, Kyoto FG +37.1%.
Head-to-head wins11 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
Kyoto FG aheadKyoto FG 2 : Shiga Bank 0 : Nanto Bank 0 : Kiyo Bank 0
Revenue: Kyoto FG ¥366.7B / Shiga Bank ¥159.1B / Nanto Bank ¥115.7B / Kiyo Bank ¥114.9B
ProfitabilityInvestors
Kyoto FG aheadKyoto FG 2 : Shiga Bank 0 : Nanto Bank 0 : Kiyo Bank 1
Net margin: Kyoto FG 26.4% / Shiga Bank 13.4% / Nanto Bank 14.8% / Kiyo Bank 19.0%
GrowthInvestors
Kyoto FG aheadKyoto FG 1 : Shiga Bank 0 : Nanto Bank 0 : Kiyo Bank 0
Revenue growth (YoY): Kyoto FG +119.2% / Shiga Bank +19.5% / Nanto Bank +12.2% / Kiyo Bank +16.4%
Stock & balance sheetInvestors
Shiga Bank aheadKyoto FG 1 : Shiga Bank 2 : Nanto Bank 0 : Kiyo Bank 0
Share price, 1 year: Kyoto FG +37.1% / Shiga Bank +104.2% / Nanto Bank +78.7% / Kiyo Bank +59.7%
Pay & workforceJob seekers
Kyoto FG aheadKyoto FG 2 : Shiga Bank 0 : Nanto Bank 0 : Kiyo Bank 0
Average salary: Kyoto FG ¥8.41M / Shiga Bank ¥7.32M / Nanto Bank ¥7.21M / Kiyo Bank ¥6.05M
| Metric | Kyoto FG | Shiga Bank | Nanto Bank | Kiyo Bank |
|---|---|---|---|---|
| Revenue | ◎¥366.7B | ¥159.1B | ¥115.7B | ¥114.9B |
| Net income | ◎¥96.7B | ¥21.3B | ¥17.1B | ¥21.8B |
| Metric | Kyoto FG | Shiga Bank | Nanto Bank | Kiyo Bank |
|---|---|---|---|---|
| Net margin | ◎26.4% | 13.4% | 14.8% | 19.0% |
| ROE | 8.7% | 4.5% | 5.9% | ◎9.0% |
| Revenue per employee | ◎¥1.4B | ¥82M | ¥53M | ¥54M |
| Metric | Kyoto FG | Shiga Bank | Nanto Bank | Kiyo Bank |
|---|---|---|---|---|
| Revenue growth (YoY) | ◎+119.2% | +19.5% | +12.2% | +16.4% |
| Guidance: revenue growthnext FY plan | −38.4% | — | — | — |
| Metric | Kyoto FG | Shiga Bank | Nanto Bank | Kiyo Bank |
|---|---|---|---|---|
| Share price, 1 year | +37.1% | ◎+104.2% | +78.7% | +59.7% |
| Share price, 3 months | −7.5% | ◎+5.1% | +5.1% | +1.2% |
| P/E (trailing)lower = cheaper | 12.2x | 26.9x | 16.4x | 4.6x |
| Equity ratio | ◎9.6% | 6.6% | 4.5% | 4.1% |
| Share price (close) | ¥4,139 | ¥2,483.5 | ¥1,785 | ¥1,580 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | Kyoto FG | Shiga Bank | Nanto Bank | Kiyo Bank |
|---|---|---|---|---|
| Average salary | ◎¥8.41M | ¥7.32M | ¥7.21M | ¥6.05M |
| Starting salary (monthly) | ◎¥285,000 | ¥280,000 | ◎¥285,000 | ¥270,000 |
| Average tenure | ◎16.7 yrs | 14.7 yrs | 16.5 yrs | 14.4 yrs |
| Average age | 42.9 | 37.7 | 39.1 | 37.7 |
| Employees | 271 | 1,936 | 2,169 | 2,125 |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥4,139+37.1% (1Y)
Kyoto FG +37.1% over 1Y. Compared: Shiga Bank +104.2%, Nanto Bank +78.7%, Kiyo Bank +59.7%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
Shiga Bank1 segments
Nanto Bank3 segments
Kiyo Bank2 segments
AAverage annual salary from the securities filings: Kyoto FG ¥8.41M, Shiga Bank ¥7.32M, Nanto Bank ¥7.21M, Kiyo Bank ¥6.05M. Kyoto FG pays the most. Averages also depend on staff age and job mix, so check the average age too (Kyoto FG 42.9, Shiga Bank 37.7, Nanto Bank 39.1, Kiyo Bank 37.7).
ARevenue in the latest results: Kyoto FG ¥366.7B, Shiga Bank ¥159.1B, Nanto Bank ¥115.7B, Kiyo Bank ¥114.9B. Kyoto FG is the largest by revenue at ¥366.7B, followed by Shiga Bank (¥159.1B), Nanto Bank (¥115.7B) and Kiyo Bank (¥114.9B).
AShare price change over the past year (closing prices, for reference): Shiga Bank +104.2%, Nanto Bank +78.7%, Kiyo Bank +59.7%, Kyoto FG +37.1%. Shiga Bank has risen the most.



Comparing 4 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.