Prices as of 2026/10/30 close
Company comparison · Hokkaido & Tohoku Regional Banks
Hokuhoku FG is the largest by revenue at ¥277.5B, followed by Hokuyo Bank (¥235.9B), The 77 Bank (¥211.2B) and Toho Bank (¥92.5B).
Revenue growth in the latest results: Hokuyo Bank +56.6%, Hokuhoku FG +32.0%, Toho Bank +31.3%, The 77 Bank +23.1%.
Hokuhoku FG pays the most on average (¥9.90M), ¥2.92M more than Toho Bank (¥6.98M).
Over the past year the shares moved Toho Bank +118.5%, Hokuhoku FG +107.6%, Hokuyo Bank +70.0%, The 77 Bank +68.4%.
Head-to-head wins12 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
Hokuhoku FG aheadHokuhoku FG 2 : Hokuyo Bank 0 : The 77 Bank 0 : Toho Bank 0
Revenue: Hokuhoku FG ¥277.5B / Hokuyo Bank ¥235.9B / The 77 Bank ¥211.2B / Toho Bank ¥92.5B
ProfitabilityInvestors
Hokuhoku FG aheadHokuhoku FG 2 : Hokuyo Bank 0 : The 77 Bank 1 : Toho Bank 0
Net margin: Hokuhoku FG 21.2% / Hokuyo Bank 10.9% / The 77 Bank 25.6% / Toho Bank 13.4%
GrowthInvestors
EvenHokuhoku FG 0 : Hokuyo Bank 1 : The 77 Bank 0 : Toho Bank 1
Revenue growth (YoY): Hokuhoku FG +32.0% / Hokuyo Bank +56.6% / The 77 Bank +23.1% / Toho Bank +31.3%
Stock & balance sheetInvestors
Toho Bank aheadHokuhoku FG 0 : Hokuyo Bank 0 : The 77 Bank 1 : Toho Bank 2
Share price, 1 year: Hokuhoku FG +107.6% / Hokuyo Bank +70.0% / The 77 Bank +68.4% / Toho Bank +118.5%
Pay & workforceJob seekers
Hokuhoku FG aheadHokuhoku FG 2 : Hokuyo Bank 0 : The 77 Bank 0 : Toho Bank 0
Average salary: Hokuhoku FG ¥9.90M / Hokuyo Bank ¥7.40M / The 77 Bank ¥7.73M / Toho Bank ¥6.98M
| Metric | Hokuhoku FG | Hokuyo Bank | The 77 Bank | Toho Bank |
|---|---|---|---|---|
| Revenue | ◎¥277.5B | ¥235.9B | ¥211.2B | ¥92.5B |
| Net income | ◎¥58.9B | ¥25.6B | ¥54.0B | ¥12.4B |
| Metric | Hokuhoku FG | Hokuyo Bank | The 77 Bank | Toho Bank |
|---|---|---|---|---|
| Net margin | 21.2% | 10.9% | ◎25.6% | 13.4% |
| ROE | ◎8.7% | 6.6% | 8.5% | 6.0% |
| Revenue per employee | ◎¥1.1B | ¥99M | ¥96M | ¥50M |
| Metric | Hokuhoku FG | Hokuyo Bank | The 77 Bank | Toho Bank |
|---|---|---|---|---|
| Revenue growth (YoY) | +32.0% | ◎+56.6% | +23.1% | +31.3% |
| Operating profit growth (YoY) | +56.4% | — | — | — |
| Guidance: revenue growthnext FY plan | — | −4.5% | — | ◎+12.7% |
| Metric | Hokuhoku FG | Hokuyo Bank | The 77 Bank | Toho Bank |
|---|---|---|---|---|
| Share price, 1 year | +107.6% | +70.0% | +68.4% | ◎+118.5% |
| Share price, 3 months | +3.5% | +6.5% | +5.8% | ◎+14.7% |
| P/E (trailing)lower = cheaper | 1.5x | 17.8x | 14.9x | 19.6x |
| Equity ratio | 4.3% | 3.0% | ◎6.6% | 3.2% |
| Share price (close) | ¥749.4 | ¥1,214 | ¥3,606 | ¥970 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | Hokuhoku FG | Hokuyo Bank | The 77 Bank | Toho Bank |
|---|---|---|---|---|
| Average salary | ◎¥9.90M | ¥7.40M | ¥7.73M | ¥6.98M |
| Starting salary (monthly) | ◎¥275,000 | ◎¥275,000 | ¥260,000 | ¥260,000 |
| Average tenure | ◎20.9 yrs | 19.1 yrs | 16.0 yrs | 17.9 yrs |
| Average age | 46.2 | 42.8 | 39.0 | 41.5 |
| Employees | 251 | 2,391 | 2,190 | 1,856 |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥749.4+107.6% (1Y)
Hokuhoku FG +107.6% over 1Y. Compared: Hokuyo Bank +70.0%, The 77 Bank +68.4%, Toho Bank +118.5%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
Hokuhoku FG3 segments
Hokuyo Bank3 segments
Toho Bank4 segments
AAverage annual salary from the securities filings: Hokuhoku FG ¥9.90M, The 77 Bank ¥7.73M, Hokuyo Bank ¥7.40M, Toho Bank ¥6.98M. Hokuhoku FG pays the most. Averages also depend on staff age and job mix, so check the average age too (Hokuhoku FG 46.2, Hokuyo Bank 42.8, The 77 Bank 39.0, Toho Bank 41.5).
ARevenue in the latest results: Hokuhoku FG ¥277.5B, Hokuyo Bank ¥235.9B, The 77 Bank ¥211.2B, Toho Bank ¥92.5B. Hokuhoku FG is the largest by revenue at ¥277.5B, followed by Hokuyo Bank (¥235.9B), The 77 Bank (¥211.2B) and Toho Bank (¥92.5B).
AShare price change over the past year (closing prices, for reference): Toho Bank +118.5%, Hokuhoku FG +107.6%, Hokuyo Bank +70.0%, The 77 Bank +68.4%. Toho Bank has risen the most.
Comparing 4 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.
