Prices as of 2026/10/30 close
Company comparison · Mid-Tier & Retail Banks
Japan Post Bank is the bigger company, with revenue of ¥2.5T — 9.9x Rakuten Bank's ¥255.6B.
Revenue growth in the latest results: Rakuten Bank +38.4%, Japan Post Bank −4.8%.
Japan Post Bank pays more on average — ¥7.16M against ¥7.07M at Rakuten Bank.
Over the past year the shares moved Japan Post Bank +78.1%, Rakuten Bank −28.7%.
Head-to-head wins11 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
Japan Post Bank aheadJapan Post Bank 2 : Rakuten Bank 0
Revenue: Japan Post Bank ¥2.5T / Rakuten Bank ¥255.6B
ProfitabilityInvestors
Rakuten Bank aheadJapan Post Bank 0 : Rakuten Bank 2
Net margin: Japan Post Bank 16.4% / Rakuten Bank 28.6%
GrowthInvestors
Rakuten Bank aheadJapan Post Bank 0 : Rakuten Bank 1
Revenue growth (YoY): Japan Post Bank −4.8% / Rakuten Bank +38.4%
Stock & balance sheetInvestors
Japan Post Bank aheadJapan Post Bank 2 : Rakuten Bank 1
Share price, 1 year: Japan Post Bank +78.1% / Rakuten Bank −28.7%
Pay & workforceJob seekers
Japan Post Bank aheadJapan Post Bank 3 : Rakuten Bank 0
Average salary: Japan Post Bank ¥7.16M / Rakuten Bank ¥7.07M
| Metric | Japan Post Bank | Rakuten Bank | Gap |
|---|---|---|---|
| Revenue | ◎¥2.5T | ¥255.6B | 9.9x |
| Net income | ◎¥414.3B | ¥73.1B | 5.7x |
| Metric | Japan Post Bank | Rakuten Bank | Gap |
|---|---|---|---|
| Net margin | 16.4% | ◎28.6% | 12.2pt |
| ROE | — | 21.7% | |
| Revenue per employee | ¥230M | ◎¥259M | 1.1x |
| Metric | Japan Post Bank | Rakuten Bank | Gap |
|---|---|---|---|
| Revenue growth (YoY) | −4.8% | ◎+38.4% | 43.2pt |
| Revenue CAGRlast 4 years | +6.7% | — | |
| Guidance: revenue growthnext FY plan | — | +23.1% |
| Metric | Japan Post Bank | Rakuten Bank | Gap |
|---|---|---|---|
| Share price, 1 year | ◎+78.1% | −28.7% | 106.8pt |
| Share price, 3 months | −2.6% | ◎+11.4% | 14.1pt |
| P/E (trailing)lower = cheaper | 26.4x | 14.1x | |
| Equity ratio | ◎3.9% | 2.3% | 1.5pt |
| Share price (close) | ¥3,028 | ¥5,919 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | Japan Post Bank | Rakuten Bank | Gap |
|---|---|---|---|
| Average salary | ◎¥7.16M | ¥7.07M | ¥0.09M |
| Starting salary (monthly) | ◎¥290,300 | ¥265,000 | ¥25,300 |
| Average tenure | ◎21.0 yrs | 5.5 yrs | 15.5 |
| Average age | 45.6 | 37.4 | 8.2 |
| Employees | 10,952 | 987 | 11.1x |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥3,028+78.1% (1Y)
Japan Post Bank +78.1% over 1Y. Compared: Rakuten Bank -28.7%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
AAverage annual salary from the securities filings: Japan Post Bank ¥7.16M, Rakuten Bank ¥7.07M. Japan Post Bank pays the most. Averages also depend on staff age and job mix, so check the average age too (Japan Post Bank 45.6, Rakuten Bank 37.4).
ARevenue in the latest results: Japan Post Bank ¥2.5T, Rakuten Bank ¥255.6B. Japan Post Bank is the bigger company, with revenue of ¥2.5T — 9.9x Rakuten Bank's ¥255.6B.
AShare price change over the past year (closing prices, for reference): Japan Post Bank +78.1%, Rakuten Bank −28.7%. Japan Post Bank has risen the most.
Comparing 2 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.
