Prices as of 2026/10/30 close
Company comparison · Mid-Tier & Retail Banks
Japan Post Bank is the bigger company, with revenue of ¥2.5T — 3.3x SBI Shinsei's ¥774.1B.
Revenue growth in the latest results: SBI Shinsei +26.1%, Japan Post Bank −4.8%.
SBI Shinsei pays more on average — ¥8.56M against ¥7.16M at Japan Post Bank.
Over the past year the shares moved Japan Post Bank +78.1%, SBI Shinsei −13.4%.
Head-to-head wins11 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
Japan Post Bank aheadJapan Post Bank 2 : SBI Shinsei 0
Revenue: Japan Post Bank ¥2.5T / SBI Shinsei ¥774.1B
ProfitabilityInvestors
EvenJapan Post Bank 1 : SBI Shinsei 1
Net margin: Japan Post Bank 16.4% / SBI Shinsei 14.7%
GrowthInvestors
SBI Shinsei aheadJapan Post Bank 0 : SBI Shinsei 1
Revenue growth (YoY): Japan Post Bank −4.8% / SBI Shinsei +26.1%
Stock & balance sheetInvestors
SBI Shinsei aheadJapan Post Bank 1 : SBI Shinsei 2
Share price, 1 year: Japan Post Bank +78.1% / SBI Shinsei −13.4%
Pay & workforceJob seekers
SBI Shinsei aheadJapan Post Bank 1 : SBI Shinsei 2
Average salary: Japan Post Bank ¥7.16M / SBI Shinsei ¥8.56M
| Metric | Japan Post Bank | SBI Shinsei | Gap |
|---|---|---|---|
| Revenue | ◎¥2.5T | ¥774.1B | 3.3x |
| Net income | ◎¥414.3B | ¥113.4B | 3.7x |
| Metric | Japan Post Bank | SBI Shinsei | Gap |
|---|---|---|---|
| Net margin | ◎16.4% | 14.7% | 1.8pt |
| ROE | — | 10.4% | |
| Revenue per employee | ¥230M | ◎¥320M | 1.4x |
| Metric | Japan Post Bank | SBI Shinsei | Gap |
|---|---|---|---|
| Revenue growth (YoY) | −4.8% | ◎+26.1% | 30.9pt |
| Revenue CAGRlast 4 years | +6.7% | — |
| Metric | Japan Post Bank | SBI Shinsei | Gap |
|---|---|---|---|
| Share price, 1 year | ◎+78.1% | −13.4% | 91.5pt |
| Share price, 3 months | −2.6% | ◎+9.9% | 12.5pt |
| P/E (trailing)lower = cheaper | 26.4x | 11.3x | |
| Equity ratio | 3.9% | ◎5.0% | 1.1pt |
| Share price (close) | ¥3,028 | ¥1,558 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | Japan Post Bank | SBI Shinsei | Gap |
|---|---|---|---|
| Average salary | ¥7.16M | ◎¥8.56M | ¥1.40M |
| Starting salary (monthly) | ¥290,300 | ◎¥300,000 | ¥9,700 |
| Average tenure | ◎21.0 yrs | 13.1 yrs | 7.9 |
| Average age | 45.6 | 42.7 | 2.9 |
| Employees | 10,952 | 2,419 | 4.5x |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥3,028+78.1% (1Y)
Japan Post Bank +78.1% over 1Y.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
AAverage annual salary from the securities filings: SBI Shinsei ¥8.56M, Japan Post Bank ¥7.16M. SBI Shinsei pays the most. Averages also depend on staff age and job mix, so check the average age too (Japan Post Bank 45.6, SBI Shinsei 42.7).
ARevenue in the latest results: Japan Post Bank ¥2.5T, SBI Shinsei ¥774.1B. Japan Post Bank is the bigger company, with revenue of ¥2.5T — 3.3x SBI Shinsei's ¥774.1B.
AShare price change over the past year (closing prices, for reference): Japan Post Bank +78.1%, SBI Shinsei −13.4%. Japan Post Bank has risen the most.
Comparing 2 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.
