Prices as of 2026/10/30 close
Company comparison · Mid-Tier & Retail Banks
SuMi TRUST is the bigger company, with revenue of ¥3.0T — 3.9x SBI Shinsei's ¥774.1B.
Revenue growth in the latest results: SBI Shinsei +26.1%, SuMi TRUST +2.1%.
SuMi TRUST pays more on average — ¥13.5M against ¥8.56M at SBI Shinsei.
Over the past year the shares moved SuMi TRUST +59.4%, SBI Shinsei −13.4%.
Head-to-head wins10 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
SuMi TRUST aheadSuMi TRUST 2 : SBI Shinsei 0
Revenue: SuMi TRUST ¥3.0T / SBI Shinsei ¥774.1B
ProfitabilityInvestors
EvenSuMi TRUST 1 : SBI Shinsei 1
Net margin: SuMi TRUST 10.6% / SBI Shinsei 14.7%
GrowthInvestors
SBI Shinsei aheadSuMi TRUST 0 : SBI Shinsei 1
Revenue growth (YoY): SuMi TRUST +2.1% / SBI Shinsei +26.1%
Stock & balance sheetInvestors
EvenSuMi TRUST 1 : SBI Shinsei 1
Share price, 1 year: SuMi TRUST +59.4% / SBI Shinsei −13.4%
Pay & workforceJob seekers
SuMi TRUST aheadSuMi TRUST 2 : SBI Shinsei 1
Average salary: SuMi TRUST ¥13.5M / SBI Shinsei ¥8.56M
| Metric | SuMi TRUST | SBI Shinsei | Gap |
|---|---|---|---|
| Revenue | ◎¥3.0T | ¥774.1B | 3.9x |
| Operating profit | ¥401.5B | — | |
| Net income | ◎¥317.6B | ¥113.4B | 2.8x |
| Metric | SuMi TRUST | SBI Shinsei | Gap |
|---|---|---|---|
| Operating margin | 13.5% | — | |
| Net margin | 10.6% | ◎14.7% | 4.0pt |
| ROE | — | 10.4% | |
| Revenue per employee | ◎¥10.9B | ¥320M | 34.2x |
| Metric | SuMi TRUST | SBI Shinsei | Gap |
|---|---|---|---|
| Revenue growth (YoY) | +2.1% | ◎+26.1% | 24.0pt |
| Operating profit growth (YoY) | +9.2% | — | |
| Revenue CAGRlast 5 years | +16.7% | — |
| Metric | SuMi TRUST | SBI Shinsei | Gap |
|---|---|---|---|
| Share price, 1 year | ◎+59.4% | −13.4% | 72.8pt |
| Share price, 3 months | −1.2% | ◎+9.9% | 11.1pt |
| P/E (trailing)lower = cheaper | — | 11.3x | |
| Equity ratio | — | 5.0% | |
| Share price (close) | ¥1,651.5 | ¥1,558 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | SuMi TRUST | SBI Shinsei | Gap |
|---|---|---|---|
| Average salary | ◎¥13.5M | ¥8.56M | ¥4.95M |
| Starting salary (monthly) | ¥268,000 | ◎¥300,000 | ¥32,000 |
| Average tenure | ◎21.5 yrs | 13.1 yrs | 8.4 |
| Average age | 48.9 | 42.7 | 6.2 |
| Employees | 273 | 2,419 | 8.9x |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥1,651.5+59.4% (1Y)
SuMi TRUST +59.4% over 1Y.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
SuMi TRUST5 segments
SBI Shinsei11 segments
AAverage annual salary from the securities filings: SuMi TRUST ¥13.5M, SBI Shinsei ¥8.56M. SuMi TRUST pays the most. Averages also depend on staff age and job mix, so check the average age too (SuMi TRUST 48.9, SBI Shinsei 42.7).
ARevenue in the latest results: SuMi TRUST ¥3.0T, SBI Shinsei ¥774.1B. SuMi TRUST is the bigger company, with revenue of ¥3.0T — 3.9x SBI Shinsei's ¥774.1B.
AShare price change over the past year (closing prices, for reference): SuMi TRUST +59.4%, SBI Shinsei −13.4%. SuMi TRUST has risen the most.


Comparing 2 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.