Prices as of 2026/10/30 close
Company comparison · Mid-Tier & Retail Banks
SBI Shinsei is the bigger company, with revenue of ¥774.1B — 3.5x Seven Bank's ¥220.0B.
Revenue growth in the latest results: SBI Shinsei +26.1%, Seven Bank +2.6%.
SBI Shinsei pays more on average — ¥8.56M against ¥6.95M at Seven Bank.
Over the past year the shares moved Seven Bank +20.8%, SBI Shinsei −13.4%.
Head-to-head wins10 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
SBI Shinsei aheadSBI Shinsei 2 : Seven Bank 0
Revenue: SBI Shinsei ¥774.1B / Seven Bank ¥220.0B
ProfitabilityInvestors
SBI Shinsei aheadSBI Shinsei 2 : Seven Bank 0
Net margin: SBI Shinsei 14.7% / Seven Bank 6.1%
GrowthInvestors
SBI Shinsei aheadSBI Shinsei 1 : Seven Bank 0
Revenue growth (YoY): SBI Shinsei +26.1% / Seven Bank +2.6%
Stock & balance sheetInvestors
EvenSBI Shinsei 1 : Seven Bank 1
Share price, 1 year: SBI Shinsei −13.4% / Seven Bank +20.8%
Pay & workforceJob seekers
SBI Shinsei aheadSBI Shinsei 3 : Seven Bank 0
Average salary: SBI Shinsei ¥8.56M / Seven Bank ¥6.95M
| Metric | SBI Shinsei | Seven Bank | Gap |
|---|---|---|---|
| Revenue | ◎¥774.1B | ¥220.0B | 3.5x |
| Operating profit | — | ¥30.2B | |
| Net income | ◎¥113.4B | ¥13.5B | 8.4x |
| Metric | SBI Shinsei | Seven Bank | Gap |
|---|---|---|---|
| Operating margin | — | 13.7% | |
| Net margin | ◎14.7% | 6.1% | 8.5pt |
| ROE | 10.4% | — | |
| Revenue per employee | ◎¥320M | ¥313M | 1.0x |
| Metric | SBI Shinsei | Seven Bank | Gap |
|---|---|---|---|
| Revenue growth (YoY) | ◎+26.1% | +2.6% | 23.5pt |
| Operating profit growth (YoY) | — | −0.4% | |
| Revenue CAGR | — | +9.9% | |
| Guidance: revenue growthnext FY plan | — | +7.0% | |
| Guidance: op. profit growthnext FY plan | — | −2.2% |
| Metric | SBI Shinsei | Seven Bank | Gap |
|---|---|---|---|
| Share price, 1 year | −13.4% | ◎+20.8% | 34.3pt |
| Share price, 3 months | ◎+9.9% | +4.0% | 5.8pt |
| P/E (trailing)lower = cheaper | 11.3x | — | |
| Equity ratio | 5.0% | — | |
| Share price (close) | ¥1,558 | ¥340.1 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | SBI Shinsei | Seven Bank | Gap |
|---|---|---|---|
| Average salary | ◎¥8.56M | ¥6.95M | ¥1.61M |
| Starting salary (monthly) | ◎¥300,000 | ¥250,000 | ¥50,000 |
| Average tenure | ◎13.1 yrs | 7.2 yrs | 5.9 |
| Average age | 42.7 | 41.2 | 1.5 |
| Employees | 2,419 | 703 | 3.4x |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥1,558-100.0% (1Y)
SBI Shinsei -100.0% over 1Y. Compared: Seven Bank +17.8%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
SBI Shinsei11 segments
Seven Bank3 segments
AAverage annual salary from the securities filings: SBI Shinsei ¥8.56M, Seven Bank ¥6.95M. SBI Shinsei pays the most. Averages also depend on staff age and job mix, so check the average age too (SBI Shinsei 42.7, Seven Bank 41.2).
ARevenue in the latest results: SBI Shinsei ¥774.1B, Seven Bank ¥220.0B. SBI Shinsei is the bigger company, with revenue of ¥774.1B — 3.5x Seven Bank's ¥220.0B.
AShare price change over the past year (closing prices, for reference): Seven Bank +20.8%, SBI Shinsei −13.4%. Seven Bank has risen the most.
Comparing 2 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.
