Prices as of 2026/10/30 close
Company comparison · Mid-Tier & Retail Banks
Rakuten Bank is the bigger company, with revenue of ¥255.6B — 1.2x Seven Bank's ¥220.0B.
Revenue growth in the latest results: Rakuten Bank +38.4%, Seven Bank +2.6%.
Rakuten Bank pays more on average — ¥7.07M against ¥6.95M at Seven Bank.
Over the past year the shares moved Seven Bank +20.8%, Rakuten Bank −28.7%.
Head-to-head wins11 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
Rakuten Bank aheadRakuten Bank 2 : Seven Bank 0
Revenue: Rakuten Bank ¥255.6B / Seven Bank ¥220.0B
ProfitabilityInvestors
EvenRakuten Bank 1 : Seven Bank 1
Net margin: Rakuten Bank 28.6% / Seven Bank 6.1%
GrowthInvestors
Rakuten Bank aheadRakuten Bank 2 : Seven Bank 0
Revenue growth (YoY): Rakuten Bank +38.4% / Seven Bank +2.6%
Stock & balance sheetInvestors
EvenRakuten Bank 1 : Seven Bank 1
Share price, 1 year: Rakuten Bank −28.7% / Seven Bank +20.8%
Pay & workforceJob seekers
Rakuten Bank aheadRakuten Bank 2 : Seven Bank 1
Average salary: Rakuten Bank ¥7.07M / Seven Bank ¥6.95M
| Metric | Rakuten Bank | Seven Bank | Gap |
|---|---|---|---|
| Revenue | ◎¥255.6B | ¥220.0B | 1.2x |
| Operating profit | — | ¥30.2B | |
| Net income | ◎¥73.1B | ¥13.5B | 5.4x |
| Metric | Rakuten Bank | Seven Bank | Gap |
|---|---|---|---|
| Operating margin | — | 13.7% | |
| Net margin | ◎28.6% | 6.1% | 22.5pt |
| ROE | 21.7% | — | |
| Revenue per employee | ¥259M | ◎¥313M | 1.2x |
| Metric | Rakuten Bank | Seven Bank | Gap |
|---|---|---|---|
| Revenue growth (YoY) | ◎+38.4% | +2.6% | 35.8pt |
| Operating profit growth (YoY) | — | −0.4% | |
| Revenue CAGR | — | +9.9% | |
| Guidance: revenue growthnext FY plan | ◎+23.1% | +7.0% | 16.1pt |
| Guidance: op. profit growthnext FY plan | — | −2.2% |
| Metric | Rakuten Bank | Seven Bank | Gap |
|---|---|---|---|
| Share price, 1 year | −28.7% | ◎+20.8% | 49.5pt |
| Share price, 3 months | ◎+11.4% | +4.0% | 7.4pt |
| P/E (trailing)lower = cheaper | 14.1x | — | |
| Equity ratio | 2.3% | — | |
| Share price (close) | ¥5,919 | ¥340.1 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | Rakuten Bank | Seven Bank | Gap |
|---|---|---|---|
| Average salary | ◎¥7.07M | ¥6.95M | ¥0.13M |
| Starting salary (monthly) | ◎¥265,000 | ¥250,000 | ¥15,000 |
| Average tenure | 5.5 yrs | ◎7.2 yrs | 1.7 |
| Average age | 37.4 | 41.2 | 3.8 |
| Employees | 987 | 703 | 1.4x |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥5,919-28.7% (1Y)
Rakuten Bank -28.7% over 1Y. Compared: Seven Bank +20.8%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
Rakuten Bank1 segments
Seven Bank3 segments
AAverage annual salary from the securities filings: Rakuten Bank ¥7.07M, Seven Bank ¥6.95M. Rakuten Bank pays the most. Averages also depend on staff age and job mix, so check the average age too (Rakuten Bank 37.4, Seven Bank 41.2).
ARevenue in the latest results: Rakuten Bank ¥255.6B, Seven Bank ¥220.0B. Rakuten Bank is the bigger company, with revenue of ¥255.6B — 1.2x Seven Bank's ¥220.0B.
AShare price change over the past year (closing prices, for reference): Seven Bank +20.8%, Rakuten Bank −28.7%. Seven Bank has risen the most.
Comparing 2 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.
