Prices as of 2026/10/30 close
Company comparison · Mid-Tier & Retail Banks
SuMi TRUST is the bigger company, with revenue of ¥3.0T — 11.7x Rakuten Bank's ¥255.6B.
Revenue growth in the latest results: Rakuten Bank +38.4%, SuMi TRUST +2.1%.
SuMi TRUST pays more on average — ¥13.5M against ¥7.07M at Rakuten Bank.
Over the past year the shares moved SuMi TRUST +59.4%, Rakuten Bank −28.7%.
Head-to-head wins10 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
SuMi TRUST aheadSuMi TRUST 2 : Rakuten Bank 0
Revenue: SuMi TRUST ¥3.0T / Rakuten Bank ¥255.6B
ProfitabilityInvestors
EvenSuMi TRUST 1 : Rakuten Bank 1
Net margin: SuMi TRUST 10.6% / Rakuten Bank 28.6%
GrowthInvestors
Rakuten Bank aheadSuMi TRUST 0 : Rakuten Bank 1
Revenue growth (YoY): SuMi TRUST +2.1% / Rakuten Bank +38.4%
Stock & balance sheetInvestors
EvenSuMi TRUST 1 : Rakuten Bank 1
Share price, 1 year: SuMi TRUST +59.4% / Rakuten Bank −28.7%
Pay & workforceJob seekers
SuMi TRUST aheadSuMi TRUST 3 : Rakuten Bank 0
Average salary: SuMi TRUST ¥13.5M / Rakuten Bank ¥7.07M
| Metric | SuMi TRUST | Rakuten Bank | Gap |
|---|---|---|---|
| Revenue | ◎¥3.0T | ¥255.6B | 11.7x |
| Operating profit | ¥401.5B | — | |
| Net income | ◎¥317.6B | ¥73.1B | 4.3x |
| Metric | SuMi TRUST | Rakuten Bank | Gap |
|---|---|---|---|
| Operating margin | 13.5% | — | |
| Net margin | 10.6% | ◎28.6% | 17.9pt |
| ROE | — | 21.7% | |
| Revenue per employee | ◎¥10.9B | ¥259M | 42.2x |
| Metric | SuMi TRUST | Rakuten Bank | Gap |
|---|---|---|---|
| Revenue growth (YoY) | +2.1% | ◎+38.4% | 36.3pt |
| Operating profit growth (YoY) | +9.2% | — | |
| Revenue CAGRlast 5 years | +16.7% | — | |
| Guidance: revenue growthnext FY plan | — | +23.1% |
| Metric | SuMi TRUST | Rakuten Bank | Gap |
|---|---|---|---|
| Share price, 1 year | ◎+59.4% | −28.7% | 88.1pt |
| Share price, 3 months | −1.2% | ◎+11.4% | 12.7pt |
| P/E (trailing)lower = cheaper | — | 14.1x | |
| Equity ratio | — | 2.3% | |
| Share price (close) | ¥1,651.5 | ¥5,919 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | SuMi TRUST | Rakuten Bank | Gap |
|---|---|---|---|
| Average salary | ◎¥13.5M | ¥7.07M | ¥6.43M |
| Starting salary (monthly) | ◎¥268,000 | ¥265,000 | ¥3,000 |
| Average tenure | ◎21.5 yrs | 5.5 yrs | 16.0 |
| Average age | 48.9 | 37.4 | 11.5 |
| Employees | 273 | 987 | 3.6x |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥1,651.5+59.4% (1Y)
SuMi TRUST +59.4% over 1Y. Compared: Rakuten Bank -28.7%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
SuMi TRUST5 segments
Rakuten Bank1 segments
AAverage annual salary from the securities filings: SuMi TRUST ¥13.5M, Rakuten Bank ¥7.07M. SuMi TRUST pays the most. Averages also depend on staff age and job mix, so check the average age too (SuMi TRUST 48.9, Rakuten Bank 37.4).
ARevenue in the latest results: SuMi TRUST ¥3.0T, Rakuten Bank ¥255.6B. SuMi TRUST is the bigger company, with revenue of ¥3.0T — 11.7x Rakuten Bank's ¥255.6B.
AShare price change over the past year (closing prices, for reference): SuMi TRUST +59.4%, Rakuten Bank −28.7%. SuMi TRUST has risen the most.
Comparing 2 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.
