Prices as of 2026/10/30 close
Company comparison · Mid-Tier & Retail Banks




SuMi TRUST is the largest by revenue at ¥3.0T, followed by Japan Post Bank (¥2.5T), Resona (¥1.4T) and Seven Bank (¥220.0B).
Resona has the highest operating margin at 28.8%, 15.3 points above the lowest, SuMi TRUST (13.5%).
Revenue growth in the latest results: Resona +21.5%, Seven Bank +2.6%, SuMi TRUST +2.1%, Japan Post Bank −4.8%.
SuMi TRUST pays the most on average (¥13.5M), ¥6.56M more than Seven Bank (¥6.95M).
Over the past year the shares moved Japan Post Bank +78.1%, SuMi TRUST +59.4%, Resona +53.8%, Seven Bank +20.8%.
Head-to-head wins14 metrics
One win per metric for the company with the best value. Metrics with no better or worse (P/E, average age, employees) are excluded.
ScaleInvestors
SuMi TRUST aheadSuMi TRUST 2 : Japan Post Bank 1 : Resona 0 : Seven Bank 0
Revenue: SuMi TRUST ¥3.0T / Japan Post Bank ¥2.5T / Resona ¥1.4T / Seven Bank ¥220.0B
ProfitabilityInvestors
Resona aheadSuMi TRUST 1 : Japan Post Bank 0 : Resona 2 : Seven Bank 0
Operating margin: SuMi TRUST 13.5% / Resona 28.8% / Seven Bank 13.7%
GrowthInvestors
Resona aheadSuMi TRUST 1 : Japan Post Bank 0 : Resona 2 : Seven Bank 0
Revenue growth (YoY): SuMi TRUST +2.1% / Japan Post Bank −4.8% / Resona +21.5% / Seven Bank +2.6%
Stock & balance sheetInvestors
EvenSuMi TRUST 0 : Japan Post Bank 1 : Resona 0 : Seven Bank 1
Share price, 1 year: SuMi TRUST +59.4% / Japan Post Bank +78.1% / Resona +53.8% / Seven Bank +20.8%
Pay & workforceJob seekers
SuMi TRUST aheadSuMi TRUST 2 : Japan Post Bank 1 : Resona 0 : Seven Bank 0
Average salary: SuMi TRUST ¥13.5M / Japan Post Bank ¥7.16M / Resona ¥9.07M / Seven Bank ¥6.95M
| Metric | SuMi TRUST | Japan Post Bank | Resona | Seven Bank |
|---|---|---|---|---|
| Revenue | ◎¥3.0T | ¥2.5T | ¥1.4T | ¥220.0B |
| Operating profit | ◎¥401.5B | — | ¥390.9B | ¥30.2B |
| Net income | ¥317.6B | ◎¥414.3B | ¥258.7B | ¥13.5B |
| Metric | SuMi TRUST | Japan Post Bank | Resona | Seven Bank |
|---|---|---|---|---|
| Operating margin | 13.5% | — | ◎28.8% | 13.7% |
| Net margin | 10.6% | 16.4% | ◎19.1% | 6.1% |
| Revenue per employee | ◎¥10.9B | ¥230M | ¥645M | ¥313M |
| Metric | SuMi TRUST | Japan Post Bank | Resona | Seven Bank |
|---|---|---|---|---|
| Revenue growth (YoY) | +2.1% | −4.8% | ◎+21.5% | +2.6% |
| Operating profit growth (YoY) | +9.2% | — | ◎+33.8% | −0.4% |
| Revenue CAGRlast 5 years | ◎+16.7% | +6.7% | +10.5% | +9.9% |
| Guidance: revenue growthnext FY plan | — | — | — | +7.0% |
| Guidance: op. profit growthnext FY plan | — | — | — | −2.2% |
| Metric | SuMi TRUST | Japan Post Bank | Resona | Seven Bank |
|---|---|---|---|---|
| Share price, 1 year | +59.4% | ◎+78.1% | +53.8% | +20.8% |
| Share price, 3 months | −1.2% | −2.6% | +3.0% | ◎+4.0% |
| P/E (trailing)lower = cheaper | — | 26.4x | — | — |
| Equity ratio | — | 3.9% | — | — |
| Share price (close) | ¥1,651.5 | ¥3,028 | ¥2,244 | ¥340.1 |
◎ marks the best value for each metric. Revenue and profit are from the latest full-year earnings release; share prices are closing-price references; P/E = latest close ÷ trailing EPS. For banks and some other financials, revenue means ordinary income.
| Metric | SuMi TRUST | Japan Post Bank | Resona | Seven Bank |
|---|---|---|---|---|
| Average salary | ◎¥13.5M | ¥7.16M | ¥9.07M | ¥6.95M |
| Starting salary (monthly) | ¥268,000 | ◎¥290,300 | ¥280,000 | ¥250,000 |
| Average tenure | ◎21.5 yrs | 21.0 yrs | 14.4 yrs | 7.2 yrs |
| Average age | 48.9 | 45.6 | 45.1 | 41.2 |
| Employees | 273 | 10,952 | 2,105 | 703 |
Average salary is for the reporting (parent) company and is affected by average age and job mix. Holding companies with few employees are left out of the salary comparison.
Close (Oct 30, 2026)
¥1,651.5+59.4% (1Y)
SuMi TRUST +59.4% over 1Y. Compared: Japan Post Bank +78.1%, Resona +53.8%, Seven Bank +20.8%.
Reference chart of daily closing prices, not real-time quotes (split-adjusted; weekly closes before the last year). Each line shows the % change from the start of the period. Updated Oct 30, 2026.
SuMi TRUST5 segments
Resona2 segments
Seven Bank3 segments
AAverage annual salary from the securities filings: SuMi TRUST ¥13.5M, Resona ¥9.07M, Japan Post Bank ¥7.16M, Seven Bank ¥6.95M. SuMi TRUST pays the most. Averages also depend on staff age and job mix, so check the average age too (SuMi TRUST 48.9, Japan Post Bank 45.6, Resona 45.1, Seven Bank 41.2).
ARevenue in the latest results: SuMi TRUST ¥3.0T, Japan Post Bank ¥2.5T, Resona ¥1.4T, Seven Bank ¥220.0B. SuMi TRUST is the largest by revenue at ¥3.0T, followed by Japan Post Bank (¥2.5T), Resona (¥1.4T) and Seven Bank (¥220.0B).
AOperating margins: Resona 28.8%, Seven Bank 13.7%, SuMi TRUST 13.5%. Resona turns the highest share of sales into operating profit.
AShare price change over the past year (closing prices, for reference): Japan Post Bank +78.1%, SuMi TRUST +59.4%, Resona +53.8%, Seven Bank +20.8%. Japan Post Bank has risen the most.




Comparing 4 companies (up to 4)
Sources: earnings releases (kessan tanshin), annual securities reports and other public information. Share prices are closing-price references, not real-time. Our data may contain errors; investment decisions are your own responsibility.